Which American Airlines Credit Card Should You Get?

By Jason Steele. Last updated 24 October 2017. 0 comments

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Citibank has been offering credit cards co-branded with American Airlines for many years, and it currently features three different cards with attractive benefits for frequent travelers.

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® from our partner Citi offers double miles on eligible American Airlines purchases, and one mile per dollar spent elsewhere. For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. Other benefits include free first checked bag for you and up to four companions on the same reservation, 25% discount on inflight purchases, preferred boarding, and no foreign transaction fees. Cardholders also receive 10% of their redeemed miles back, up to 10,000 per year. There is a $95 annual fee for this card that is waived the first 12 months.

Click here to learn more and apply for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® today!

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is nearly identical to the personal version. The main difference is that cardholders also earn double miles for purchases at telecommunications, car rental merchants and at gas stations. For a limited time, new cardholders can earn a bonus of 60,000 miles after spending $3,000 in purchases within three months of account opening. Also, cardholders can earn an American Airlines Companion Certificate each year when they spend $30,000 and renew their cardmembership. As with the personal card, there is a $95 annual fee for this card that is waived the first year.

Click here to learn more and apply for the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® today!

Citi® / AAdvantage® Executive World Elite™ Mastercard®

This top of the line product offers everything the consumer version of Platinum Select does, and more. For a limited time, the Citi® / AAdvantage® Executive World Elite™ Mastercard® offers 50,000 bonus miles after $5,000 in purchases within three months of account opening. The big feature is a membership in the Admirals Club lounge program and concierge service. Also, the checked baggage fee waiver extends to eight other companions, and travelers receive priority check-in and airport screening. Finally, cardholders will earn 10,000 AAdvantage Elite Qualifying Miles from American Airlines when they spend $40,000 in purchases within the year. There is a $450 annual fee for this card, and no foreign transaction fees.

Click here to learn more and apply for the Citi® / AAdvantage® Executive World Elite™ Mastercard® today!

Citi® / AAdvantage® Gold World Elite™ Mastercard®

The Citi® / AAdvantage® Gold World Elite™ Mastercard® offers 25,000 bonus miles after you make $750 in purchases within three months of account opening. You'll also enjoy 25% savings on in-flight food and beverages on American Airlines flights, plus reduced mileage awards where you get to fly for 5,000 fewer AAdvantage miles roundtrip to select destinations. If you need more time paying for purchases or balance transfers, this card has a 0% intro APR on both for 15 months; after the intro period, a 16.99% - 24.99% variable APR applies. (There is a balance transfer fee of 3% of the amount transferred, $5 minimum.) The $50 annual fee for this card is waived for the first 12 months.

Click here to learn more and apply for the Citi® / AAdvantage® Gold World Elite™ Mastercard® today!

 

Citi / AAdvantage Platinum Select World Elite Mastercard

CitiBusiness / AAdvantage Platinum Select World Mastercard

Citi / AAdvantage Executive World Elite Mastercard

Sign Up Bonus

LTO: 60k miles after $3,000 within 3 months

 LTO: 60k miles after $3,000 within 3 months

50k miles after $5,000 within 3 months

Rewards on purchases

2x miles on AA purchases, 1x mile on other purchases

2x miles on AA purchases, 2x miles on purchases at telecommunications, car rental merchants, and at gas stations. 1x mile on other purchases

2x miles on AA purchases, 1x mile on other purchases

Checked baggage

First checked bag free + up to 4 companions

First checked bag free + up to 4 companions

First checked bag free + up to 8 companions

Priority boarding

Preferred boarding on domestic American Airlines operated flights

Preferred boarding on domestic American Airlines operated flights

Early boarding for domestic American Airlines

Lounge Access

None

None

Admirals Club Membership: access over 50 Admirals Club worldwide (+ immediate family or up to two traveling guests)

Discounts On In-Flight Purchases

25% in-flight savings on food and beverages American Airlines operated flights

25% in-flight savings on food and beverages on American Airlines operated flights

25% in-flight savings on food and beverages on American Airlines operated flights

Redeemed Miles Rebate

10% back, up to 10,000 per year

None

None

Anniversary Bonus

None

$99 domestic economy fare AA Companion Certificate with $30,000 or more in purchases each year

10k AAdvantage Elite Qualifying Miles towards AAdvantage elite status membership with $40,000 or more in spending within the year

Foreign Transaction Fee

Zero

Zero

Zero

Annual Fee

$95, waived the first year

$95, waived the first year

$450

Which Card Should You Get?

The right card for you will depend on how much travel you are planning with American Airlines. Also, American Airlines is part of the oneworld Alliance which consists of 15 carriers. If you own a small business, the CitiBusiness card is a no brainer over the consumer platinum card. It includes extra bonus categories as well as the annual companion pass.

Citi's Executive card is for the most frequent flyers who can make use of the Admiral's club airport lounges on a regular basis. In fact, the $450 annual fee for this card is less than purchasing a lounge membership by itself. This is also great card for those whose travels take them overseas, as it has no foreign transaction fees. (See also: Best Credit Cards that Offer Free Airport Lounge Access)

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