Xin Lu

Senior Writer

Generation Y, Not Generation Debt

Xin Lu's Favorite Articles

Is Social Security Just A Grand Ponzi Scheme?	Patriotism and Personal Finance - A Brief Walk Through American Histor...
Top 5 Economy Based Board Games that Make You Think	6 Basic Tips for Buying a Bank Owned Home
Book Review: On a Dollar a Day	Book Review: The Little Book of Big Dividends

Latest articles by Xin Lu

What is "Quantitative Easing" Anyway?

Recently the news is abuzz with the term "quantitative easing." What is it anyway and how does it affect you?

by: Xin Lu | channel: Financial News

Simple Strategies for Using Your Leftover Food

Sure, it looked great in the grocery store a month ago, but that forgotten perishable in the back of the fridge is now only worth its weight in garbage. Here are some creative and simple ways to use leftover food and stretch your dining dollars.

by: Xin Lu | channel: Food and Drink

6 Great Reasons for Paying off the Mortgage on Your Home

Mortgage interest rates are at historic lows and a fixed rate mortgage seems to be a deal of a lifetime right now, so why would anyone pay it off?

by: Xin Lu | channel: Real Estate and Housing

5 Ways to Make Money with Amazon Mechanical Turk

The Amazon Mechanical Turk or MTurk is a service that was created so that those who need work done can hire thousands of human workers for much less than minimum wage. There are quite a few ways the work requesters are profiting from this service.

by: Xin Lu | channel: Extra Income

Book Review - The Cheapskate Next Door: The Surprising Secrets of Americans Living Happily Below Their Means

The Cheapskate Next Door is Jeff Yeager's sequel to The Ultimate Cheapskate's Roadmap to True Riches. In this new book, Yeager takes a bicycle tour across America and meets many like minded people.

by: Xin Lu | channel: Lifestyle

Commission Free ETFs: A Great Option for Cost Conscious Investors

ETF stands for Exchange Traded Funds.

by: Xin Lu | channel: Investment

Book Review: Hot (Broke) Messes - How to Have Your Latte and Drink it Too

Nancy Trejos is a personal finance writer for the Washington Post. While she was advising readers on financial problems, she was actually so broke that she had to ask her hardworking immigrant parents for money.

by: Xin Lu | channel: Debt Management, Shopping

Book Review - Buying a Home: The Missing Manual

Housing prices have dropped all across America in the past couple years, and more people are looking into buying a property instead of renting.

by: Xin Lu | channel: Real Estate and Housing

Book Review: Spent: Memoirs of a Shopping Addict

In Spent: Memoirs of Shopping Addict, Avis Cardella writes about her struggles with acquiring more and more stuff without fulfillment for two decades. This is the painful story of a true shopaholic.

by: Xin Lu | channel: Credit Cards, Shopping

3 Reasons Why Keeping Your "Latte Factor" Will Help You Save Money

"The Latte Factor" is a term referring to the small expenditures that you make every day that could add up to huge savings over time. Here are a few reasons why keeping your "latte factor" will help you save.

by: Xin Lu | channel: Budgeting, Lifestyle

How Long Can You Stay in Your Home After You Stop Paying the Mortgage?

Even though the economy seems to be getting better, the number of mortgage delinquencies is still rising.

by: Xin Lu | channel: Real Estate and Housing

Book Review: The Little Book of Big Dividends

Did you know that from 1926 to the present, dividends have accounted for 43 percent of the total return of the S&P 500 index?

by: Xin Lu | channel: Investment

Things You Should Know About HAFA: The Home Affordable Foreclosure Alternatives Program

On April 5, 2010 a new program called the Home Affordable Foreclosure Alternatives, or HAFA, will further expand the foreclosure prevention efforts of the Obama administration. This program is meant to encourage short sales instead of foreclosures.

by: Xin Lu | channel: Real Estate and Housing

Cash for Appliances: Get a Cash Rebate for Buying New Appliances

Last year the Cash for Clunkers program gave out billions of dollars in rebates for purchasing new cars. This spring a smaller rebate program called Cash for Appliances is rolling out as part of the stimulus package.

by: Xin Lu | channel: Green Living, Shopping

Book Review: On a Dollar a Day

Could you survive on one dollar worth of food per day? Vegan high school teachers Kerri Leonard and Christopher Greenslate endured an one month experiment where each of them consumed one dollar of food per day.

by: Xin Lu | channel: Food and Drink

Book Review: Where the Jobs Are Now

Currently the unemployment rate is hovering around 10% nationwide, and millions of people have been out of work for months or even years. Where the Jobs Are Now is a timely book that shows job seekers where they should look for their next position.

by: Xin Lu | channel: Career Building

Financial Timing: How Scheduling Important Events Benefits You Financially

Are you thinking of making a big change in your life such as quitting your job or getting married? Just as timing is crucial in purchasing investments, the moment you choose to make such a change could have different financial outcomes.

by: Xin Lu | channel: Personal Finance, General Tips

Money Related Traditions for Celebrating Chinese New Year

The Chinese Lunar New Year, or Spring Festival, is celebrated annually by billions of people around the world. In 2010, New Year's Day falls on February 14th.

by: Xin Lu

Used Toyotas Are Being Discounted. Would You Buy One?

Recently Toyota Motor Corp. has been plagued with bad news as it recalled millions of cars and stopped selling several of its products affected with braking issues.

by: Xin Lu | channel: Cars and Transportation, Consumer Affairs