Generation Y, Not Generation Debt
A look at the recent Great Recession through a glass half full reveals a few positive effects of the economic malaise.
by: Xin Lu | channel: Financial News
Do you sacrifice things you enjoy to save as much as possible? An occasional splurge is not such a bad thing, and it might even make you a better saver.
by: Xin Lu | channel: Lifestyle
If you are willing to put in some time and work, you may be able to save money on your next home purchase by buying a fixer-upper. Here's what to look for.
by: Xin Lu | channel: Real Estate and Housing
Knowing how much you should invest can be a very difficult (and very personal) question. Read this overview of your options to help you decide.
by: Xin Lu | channel: Investment
Property buyers with cash can save as much as 30% off the market price at a foreclosure auction. Here's what to expect on the courthouse steps.
Tired of spending $30 on a single toy? Here are 10 super-fun toys and games you can make at home with common items.
by: Xin Lu | channel: DIY, Family
It can be hard to find off-time entertainment when you don't work a regular 9 to 5, but this list proves that there are great frugal things to do at any time of day.
by: Xin Lu | channel: Entertainment, Lifestyle
It goes against common advice, but you might be better off not saving for your child's college education. Here's why.
by: Xin Lu | channel: Personal Finance, Education & Training, Family
Chinese people generally save 30% to 50% of their take home pay. So where do they spend their savings — and what can we all learn from them?
The Mortgage Forgiveness Debt Relief Act is expiring at the end 2012. Find out what it could mean for you in the coming year.
by: Xin Lu | channel: Real Estate and Housing, Taxes
Bank of America is forgiving up to $100,000 in mortgage principal for select borrowers. Find out if you qualify for this new program.
One writer shares her story about being charged for a cellphone text message service she never signed up for — and how you can avoid the same scam.
by: Xin Lu | channel: Consumer Affairs
Last year, one Wise Bread writer and her husband purchased a property with cash. That's right — cash. Here's the process they went through.
What's more discouraging that unemployment? Long-term unemployment. Follow these steps to make your time productive and get back to work.
by: Xin Lu | channel: Career and Income
Simply living frugally doesn't always lead to financial greatness or happiness. Discover when it's better to bend the rules of frugality, and why.
by: Xin Lu | channel: Frugal Living
The conforming loan limit for home loans in the U.S. fell back to pre-2008 levels recently. Now lawmakers want to raise it again. Learn how it could affect you.
by: Xin Lu | channel: Financial News, Real Estate and Housing
If your idea of investing is ensuring that you'll never see your money again, then we have some great investment suggestions for you.
What would happen if the mortgage interest deduction were eliminated?
Are you struggling to pay for your mortgage? Uncle Sam is gearing up to pass out up to $50,000 to troubled homeowners, and it doesn't have to be repaid.
You don't have to buy an extremely expensive house to get your child into a good school. Here are some other approaches to consider.
by: Xin Lu | channel: Family, Real Estate and Housing