The Best Credit Cards for Back to School Shopping

By Christina Majaski. Last updated 30 May 2019. 0 comments

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Whether you have students entering elementary school or college, it's likely they have a long list of supplies and materials needed to start the school year out. According to the National Retail Federation, average families with a K-12 student, will spend approximately $630 on back to school shopping. If you have a college student, this number can be in the thousands.

From colored pencils and protractors to electronics and clothing, if you use the right credit cards for your back to school shopping, you'll come out of it with extra money in your pockets. Here are the best credit cards you should consider using to knock out your back to school shopping lists.

Bank of America® Cash Rewards credit card

The Bank of America® Cash Rewards credit card allows you to earn cash back on snacks and most school supplies by offering 2% back at grocery stores and wholesale clubs. You can also earn 3% back cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings (up to the first $2,500 in combined purchases in choice category, grocery stores, and wholesale clubs each quarter, then 1%) and unlimited 1% on other purchases. Plus, you can earn a $200 online cash rewards bonus after you spend at least $1,000 in purchases in the first 90 days of account opening. There is no annual fee.

Click here or call 866-349-6262 to learn more and apply for the Bank of America® Cash Rewards credit card today!

Amazon Rewards Visa Signature Card

If you plan on shopping primarily with, you might want to consider the Amazon Rewards Visa Signature Card. Get 3% back for purchases and Whole Foods Market purchases, 2% on gas stations, restaurants, and drug stores, and 1% cash back on other purchases. Amazon Prime members can qualify for 5% back for purchases. Amazon is known for providing huge sales and discounts for school supplies and other back to school necessities, and Prime members can take advantage of free two day shipping.

Citi® Double Cash Card - 18 month BT offer

There are a variety of things that you need to buy in college, and they won't necessarily fall under a spending category that offers bonus rewards. If you want more flexibility with your rewards, the Citi® Double Cash Card - 18 month BT offer from our partner Citi may be a good fit. This card awards 2% cash back on purchases: 1% when you make a purchase, and 1% as you make payments for those purchases. That's cash back for every purchase, no matter the category, with no caps or restrictions. This means you'll get cash back for all your back-to-school shopping, and you'll continue to get cash back for all your during-school shopping as long as you use your card.

Click here to learn more and apply for the Citi® Double Cash Card - 18 month BT offer today!

Target REDcard™

As one of the most popular shopping destinations for school supplies, the Target REDcard™ is among the best credit cards for back to school shopping. There is a Target Credit Card and a Target Debit Card, both offering a 5% discount at checkout on your purchases. This type of rewards program can come in handy because you realize your discount immediately and aren't required to redeem any points later on. The card also provides free shipping on orders and a longer period for returns.

Click here to learn more and apply for the Target REDcard™ today!

Info about the Amazon Rewards Visa Signature Card from Chase has been collected independently by Wise Bread. The issuer did not provide the details, nor is it responsible for their accuracy.

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