Best Credit Cards for People Who Hate Credit Cards

By Jason Steele. Last updated 6 November 2019. 0 comments

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Some people really hate credit cards. Whether it's due to poor experiences with customer service, unexpected fees and extra charges because of complicated fine print, or trying to earn rewards points and miles only to find out they expire or are otherwise wasted because of redemption issues, you might be looking for a credit card that is truly straightforward and simple. Here are options for those fed up with complicated rewards schedules, cash back limits, and excess fees.

Bank of America® Travel Rewards Visa® credit card

The Bank of America® Travel Rewards Visa® credit card offers a competitive rewards program that features 1.5 points per dollar spent on purchases, and each point is worth one cent statement credit towards travel purchases. Plus there's a 25,000 point bonus if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. 

Click here or call 866-408-2765 to learn more and apply for the Bank of America® Travel Rewards Visa® credit card today!

Capital One® Venture® Rewards Credit Card

If you're looking for a card that will supercharge your points earning power, the Capital One® Venture® Rewards card offers unlimited double miles on all purchases, and unlimited 10x miles on hotels through January 2020 when you pay with your Venture card at hotels.com/Venture. Each mile is worth one cent each as a statement credit towards any travel purchase. Simply purchase airfare, hotels, rental cars, cruises, or nearly any other travel reservation, and you can redeem your miles for credit. There is also a one-time bonus of 50,000 miles when you spend $3,000 on purchases within 3 months from account opening. This is equal to $500 in travel! This card also includes up to $100 application fee credit for Global Entry or TSA Pre✓®. There is a $0 annual fee for the first year, then $95 after that.

Click here to learn more and apply for the Capital One® Venture® Rewards Credit Card today!

Citi® Double Cash Card - 18 month BT offer

For credit card users who want to earn cash back rewards without any restrictions, drama, or annual fees, the Citi® Double Cash Card - 18 month BT offer from our partner Citi may be just what they are looking for. With this card you earn 2% cash back on purchases: 1% when you buy plus 1% as you make payments for those purchases. There are no limits to how much cash you can earn. Citi offers special benefits like their Price Rewind, a service that automatically searches for a price drop on a registered purchase and refunds the difference. 

Click here to learn more and apply for the Citi® Double Cash Card - 18 month BT offer today!

Citi Simplicity® Card - No Late Fees Ever

The Citi Simplicity® Card - No Late Fees Ever lives up to its name by having no annual fee, no late fees, and no penalty interest rate. New cardholders receive 0% intro APR on balance transfers for a whopping 21 months from the date of the first transfer, and 0% intro APR on purchases for 12 months from the date of account opening. There is a 5% ($5 minimum) balance transfer fee. Afterward, the standard interest rate of 16.24% - 26.24% (Variable) will apply. The card still includes the usual Citi benefits, such as their Price Rewind program which refunds the difference in price of any purchase within 60 days. 

Click here to learn more and apply for the Citi Simplicity® Card - No Late Fees Ever today!

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