Best Credit Cards with 0% APR for Purchases

By Jason Steele. Last updated 2 December 2019. 0 comments

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If you've got a big purchase planned (or a bunch of small ones), and you don't think you can pay it off within the month to avoid interest charges, you might consider a credit card that offers a promotional 0% APR on purchases. This will give you some time to pay off your new purchases without the stress of interest charges building up. Here are the best credit cards that currently offer 0% intro APR on new purchases.

Bank of America® Cash Rewards credit card

The Bank of America® Cash Rewards credit card offers 0% intro APR for purchases and any balance transfers made in the first 60 days for the first 15 billing cycles. After that, a variable APR of 15.49% - 25.49% applies. A 3% fee (min $10) applies to all balance transfers. You can also earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined purchases each quarter in your choice category and grocery stores and wholesale clubs, then 1%), and 1% cash back on other purchases. New cardholders also earn a $200 bonus after spending $1,000 on the card in the first 90 days of account opening. There is no annual fee for this card.

Click here or call 866-349-6262 to learn more and apply for the Bank of America® Cash Rewards credit card today!

Citi Simplicity® Card - No Late Fees Ever

The Citi Simplicity® Card - No Late Fees Ever from our partner Citi, offers 0% intro APR on purchases for 12 months and on balance transfers for an impressive 21 months! After the intro period, the variable APR will be 16.24% - 26.24%. While there is a balance transfer fee of $5 or 5% of the amount of each transfer (whichever is greater), this card has no late fees, no penalty APR, and no annual fee. Simple, right?

Click here to learn more and apply for the Citi Simplicity® Card - No Late Fees Ever today!

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