Best Credit Cards with 0% APR for Purchases

By Jason Steele. Last updated 11 February 2021. 0 comments

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If you've got a big purchase planned (or a bunch of small ones), and you don't think you can pay it off within the month to avoid interest charges, you might consider a credit card that offers a promotional 0% APR on purchases. This will give you some time to pay off your new purchases without the stress of interest charges building up. Here are the best credit cards that currently offer long 0% intro APR on new purchases.

American Express Cash Magnet® Card

The American Express Cash Magnet® Card offers 0% for 15 months on purchases, then a variable rate, currently 13.99% to 23.99%. Also earn unlimited 1.5% cash back on your purchases. It's a great pick if you just want a card that rewards you with cash for all purchases, no matter which category your purchases fall into. Receive your cash back in the form of Reward Dollars that you can redeem for statement credits. There is no annual fee. See Rates & Fees.

Bonus offer: Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Terms apply. 

Click here to learn more and apply for the American Express Cash Magnet® Card today!

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday® Card from American Express offers 15 months of 0% APR, then a variable rate of 13.99% to 23.99% applies. Also earn 3% cash back at U.S. supermarkets (up to $6,000 per year in purchases, 1% after that), 2% at U.S. gas stations and at select U.S. department stores, and 1% on other purchases. There is no annual fee. See Rates & Fees.

Welcome offer: Earn $200 back after spending $1,000 on the Card in your first 6 months. Terms Apply.

Click here to learn more and apply for the Blue Cash Everyday® Card from American Express today!

For rates and fees of the American Express Cash Magnet® Card, please click here

For rates and fees of the Blue Cash Everyday® Card from American Express, please click here.

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