Best Credit Cards with 0% APR for Purchases

By Jason Steele. Last updated 23 April 2020. 0 comments

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If you've got a big purchase planned (or a bunch of small ones), and you don't think you can pay it off within the month to avoid interest charges, you might consider a credit card that offers a promotional 0% APR on purchases. This will give you some time to pay off your new purchases without the stress of interest charges building up. Here are the best credit cards that currently offer 0% intro APR on new purchases.

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday® Card from American Express offers 0% introductory APR on purchases and balances transferred within 60 days from account opening, for the first 15 months. After that, the variable APR of 12.99% – 23.99% applies. Also earn 3% cash back on purchases made at U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% for all other purchases you make with the card. And earn a $150 statement credit after you spend $1,000 in purchases with your card in the first 3 months. Terms apply. There is no annual fee for this card. See Rates & Fees.

For rates and fees of the Blue Cash Everyday® Card from American Express, please click here.

U.S. Bank Visa® Platinum Card

The U.S. Bank Visa® Platinum Card offers a 0% introductory APR on purchases and balances transferred within 60 days from account opening, for the first 20 billing cycles. After that, the variable APR is 13.99% – 23.99% based on your creditworthiness. There is a balance transfer fee of 3% or $5, whichever is greater. There is no annual fee.

Info about the Blue Cash Everyday® Card from American Express and the U.S. Bank Visa® Platinum Card has been collected independently by Wise Bread. The issuers did not provide the details, nor are they responsible for their accuracy.

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