Advertiser Disclosure

Wise Bread is an independent, advertising-supported personal finance website. Advertising helps support our website and gives us resources to create well-researched articles for your enjoyment.

We want to be completely transparent about our advertising relationships.

Many of the credit card issuers whose products you see listed on this site pay us referral fees for sending them potential new card members. This means if you click on certain credit card application links on Wise Bread, we will receive a referral fee. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear. While we work hard on our research, we do not provide a complete listing of every available credit card in the marketplace.

Of course, we also review and list credit cards that don’t pay us anything. If we see a credit card with great benefits, we will let you know about it regardless of compensation. We’re an award-winning website that has been around since 2006 -- and we have personally struggled with credit card debt -- we value your trust and will not sacrifice that for short-term profits.

This is why we are considered a trusted source of credit card information. Our credit card expertise has been featured on media outlets like CBS News, MSN Money,, US News & World Report, and Yahoo! News.

To be fully transparent, here are examples of credit card companies who offer products that pays us a referral fee:


American Express
Bank of America
US Bank
Credit One
Wells Fargo