Ask the Readers: Have You Ever Heard of IRAs or Roth IRAs?

Congratulations to KelR1, Alissa A, and Peg Mooers for winning this week's contest!

Jeff Rose at Good Financial Cents is starting a movement: The Roth IRA Movement! Many people have never heard of an IRA or a Roth IRA, nor have they begun planning for retirement. Getting educated about saving for retirement is one of the most financially savvy things anyone can do. It is important to start saving for retirement today because without proper planning and saving, your dreams of retirement will never become a reality.

Have you heard of an IRA or a Roth IRA? Are you procrastinating on your retirement planning or are you already taking steps to ensure you will be able to retire?

Tell us if you have heard of an IRA or a Roth IRA and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Win 1 of 3 $20 Amazon Gift Cards

We're doing three giveaways — one for random comments, one for random Facebook "Likes", and another one for random tweets.

Mandatory Entry: 

  • Post your answer in the comments below 

For extra entries (1 per action):

  • Go to our Facebook page, "Like" us, and leave a comment on this article telling us you did, or
  • Tweet your answer. You have to be a follower of our @wisebread account. Include both "@wisebread" and "#WBAsk" in your tweet so we'll see it and count it. Leave a link to your tweet (click the timestamp for the individual URL) in a separate comment.

If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.

Giveaway Rules:

  • Contest ends Monday, April 2nd at 11:59 pm Pacific. Winners will be announced after April 2nd on the original post. Winners will also be contacted via email.
  • You can enter all three drawings — once by leaving a comment, once by liking our Facebook update, and once by tweeting.
  • This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.
  • You must be 18 and US resident to enter. Void where prohibited.

Good Luck!

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Guest's picture
Urmelina

Yes, I have heard of both traditional IRA's and Roth IRA's. One of this year's financial goals, in fact, is to open a Roth IRA.

Guest's picture
Christina

Yes! I actually have heard and learned about what an IRA and Roth IRA is just this last month. I'm 21 years old and I plan on starting my retirement asap :)

Guest's picture
Sue

I have both an IRA and a Roth IRA, but all of my contributions go into my regular IRA, better for our taxes at the moment.

Guest's picture
KelR1

Heard of? Yes, I've heard of both. Have one? No, not yet. I've been delaying retirement saving to pay off debt. (Bad, I know.)

Guest's picture
KelR1

Like you on FB.

Guest's picture
KelR1

https://twitter.com/#!/KelRo1/status/186864432532561922

Guest's picture
Melissa Hansson

I have a Roth IRA, rolled over from an old employer 401K.

Guest's picture
Melissa Hansson

"Liked" on FaceBook. Thank you!