Janet Alvarez
Executive Editor

As Executive Editor of Wise Bread & an anchor for WHYY/NPR, Janet Alvarez is a formidable consumer advocate, personal finance and investing expert. She appears frequently in national media, including the Today Show, Good Morning Washington, ABC and CBS News, Bloomberg TV, Cheddar TV, and more.

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The Answer to Credit Card Juggling is Here

My Experience with the Bank of America Cash Rewards Card

By Janet Alvarez, Executive Editor
Advertorial Disclosure

As a certified financial planner candidate and financial writer, I’ve spent countless hours helping people optimize their earnings from credit card rewards programs. Until now, that meant juggling several credit cards for personal research. I’d get a different card for different rewards purposes – one for travel, another for dining out, yet another for online shopping, etc. While this maximized rewards, keeping track of multiple cards and redeeming through different programs was inconvenient and time-consuming.

That’s why I’m so happy (and frankly relieved) there’s a new card that allows you to stop the endless credit card juggling, all while maximizing your cash back in the category that matters the most to you – the Bank of America Cash Rewards card.

Your Choice of Categories

This innovative new card allows you to earn extra cash back in the category of your choice.You have the option change the bonus cash back category once every month, so you earn the most rewards on whatever you plan to spend on most aggressively. Or you can set it and forget it.

You also automatically earn cash back on all other purchases. That’s about as flexible – and easy – as it gets.

Other Great Perks

The card offers all kinds of other neat perks, too. For example, the low intro APR offer is great for big purchases – or qualifying balance transfers.

Best of all, if you are a Preferred Rewards member, you’ll earn even more cash back on every purchase.

My Final Take

Unlike most cards, this one really is for everyone – you can choose your preferred cash back category, change it as often as once a month if you wish, and get a low intro APR.

With the Bank of America Cash Rewards card, you can stop paying annual fees on other rewards cards, lighten your card load, and focus your spending on one card that does it all. If flexibility and best-in-class rewards are your thing, then this is undoubtedly one card that lets you do it all.

This is a sponsored post by Bank of America as part of Wise Bread's continued partnership with them. My opinions are my own.