BankAmericard® Credit Card for Students Review

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College students are often stuck in the dilemma of being unable to obtain credit simply because they don’t have any credit established. This means in order to build a positive credit history, you must choose either a secured credit card or a student card. The BankAmericard® Credit Card for Students is a great starter card to consider. (See also: Best Credit Cards for College Students)

How This Card Works

The BankAmericard® Credit Card for Students is a simple, no-frills, no annual fee credit card designed for students with limited credit histories. Without rewards and a high APR, it's hard for students without experience with credit to be lured into chasing rewards and end up paying high interest for not being able to pay off their balance quickly.

Highlights

Qualify for a low APR. There is a chance you qualify for one of the lowest APR offereds with student credit cards. Because of the limited credit file college students often have, the APR can sometimes be fairly high. It is always recommended that you pay your balance in full each month to avoid paying interest on your purchases. 

Who This Card Is Best For

The BankAmericard® Credit Card for Students is best for college students who are working on building their credit. It is also a great low-APR credit card so if unavoidable, good for students who must carry a balance from month to month.