Save Money on Interest with the BankAmericard® Credit Card

By Christina Majaski. Last updated 2 January 2019. 1 comment

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Simple credit cards such as the BankAmericard® credit card, which do not provide all the extra bells and whistles like rewards and bonuses, are designed primarily to provide a low-interest opportunity for those who typically carry a balance from month to month. Transferring your balance to a card with a lower interest rate will save you money in interest fees. (See also: Best Low APR Credit Cards)

Costs

  • $0 Annual Fee
  • 0% Introductory APR for 18 billing cycles for purchases. Then, 15.24% - 25.24% Variable APR.
    0% Introductory APR for 18 billing cycles for any balance transfers made in the first 60 days. After that, 15.24% - 25.24% Variable APR.
  • 3% balance transfer fee (min. $10)
  • 3% Foreign Transaction Fee
  • Highlights

    Low APR. Although it is recommended that you pay your balance in full each month in order to avoid paying high amounts of interest on your purchases, if you typically carry balances from month to month, cards with low interest rates are the most economical.

    Who This Card Is Best For

    The BankAmericard® credit card is a simple and straightforward credit card, best for those who consistently carry balances from month to month. It is also best if the majority of your purchases are domestic, and if you can pay down a balance transferred from a credit card with a high APR.

    Click here to learn more and apply for the BankAmericard® credit card today!

 


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Guest's picture
tonni caraway

Can I get approve for this credit card if I have file a chapter 13 bankrupt?