Best Credit Cards For Everyday Purchases

By Jason Steele. Last updated 6 April 2020. 0 comments

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If you have a lot of fixed monthly expenses, using a credit card (and paying it off every month) is not only convenient, but smart if you’re using the right one to maximize rewards. It may sound complicated, but using the best credit card for different purchases will get you the most bang for your buck. You’re spending that money and you’re using a credit card anyway, so why not just make sure you’re taking out the right one?

Let's take a look at the most popular everyday purchases, and see which credit card can offer you the most valuable rewards.


For many busy Americans, eating out is a major everyday expense. One of the best credit cards to use for dining is the Chase Sapphire Preferred® Card. Earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. Also get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service (activate by 12/31/21) and earn 5X points on Lyft rides through March 2022. These Ultimate Rewards points are worth 1.25 cents each toward travel reservations, and potentially much more when transferred to airline miles or hotel points. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 in travel when you redeem through Chase Ultimate Rewards®. There is a $95 annual fee for this card.

Click here to learn more and apply for the Chase Sapphire Preferred® Card today!

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