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Collecting points and miles and redeeming them for flights and stays are not for the faint of heart. Not only do you need to know how to read award charts and understand the additional rules and charges for using points, but you also have to deal with blackout dates and availability limits.
Card issuers have tried to address this problem by offering travel rewards credit cards that feature points that you can redeem for statement credits toward travel purchases. With these cards, you book travel the way you normally would, with no blackout dates or capacity controls. Then, you redeem your rewards to pay for your travel. And unlike other types of travel rewards, using statement credits still allows you earn travel points when you book.
Check out these best travel rewards cards that make it easy to actually cash in your points for travel.
The American Express® Gold Card awards 4X points at restaurants, plus takeout and delivery in the U.S., and at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X), as well as 3X points for flights booked directly with airlines or on amextravel.com and 1X points on other purchases. Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub,The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required. New cardholders can earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.Terms apply. The annual fee is $250. See Rates & Fees.
Click here to learn more and apply for the American Express® Gold Card today!
For rates and fees of the American Express® Gold Card, please click here.