Best Money Tips: How to Live With Only 100 Items

Welcome to Wise Bread's Best Money Tips roundup! Today, we give you tips for living with less stuff, the things every frugal household should have, and the best time to ask for a raise.

Top 5 Articles

6 Easy Tips for Living with 100 Items or Less — Keep something only if you can find multiple ways to use it. There isn't much else you can do with a garlic press, but a coffee table can be a desk or a dining table in a jiffy. Stepcase Lifehack

10 Must-Have Items in a Frugal Household — Epsom salts is wonderful for the body in a bathtub. It's also a garden fertilizer and a laxative! Keeping the Kingdom First

The Best Months to Ask for a Raise — It turns out that most raises are handed out in January, June, and July — so the best time to ask is the weeks before those months. CNBC

Financial Documents: Keep, Scan or Shred? — Scan the receipts for any big ticket purchases, such as TVs, jewelry, or other expensive items. If something happens and you file an insurance claim, you'll need the information on the receipts. Bargaineering

Five uses for kitchen roll inners — Straighten out that tangle of Christmas lights by wrapping them around a paper towel tube. Secure the ends with a bobby pin and you're all set! Miss Thrifty

Other Essential Reading

8 Fresh Ways to Recycle Electronics — If you're not sure where to start, the EPA has a list of electronics recycling programs for every state.

How to Study Effectively (Not Just for Students!) — Don't just read the textbook or your notes — engage with the material in some practical, hands-on way that forces you to use what you've learned. Dumb Little Man

Homemade Crock Pot Pear Sauce (or Applesauce) — Easy and delicious. Need I say more? Money Saving Mom

The Virtual Credit Card, and the Bank of Dad — Read about how Len Penzo teaches his son about financial responsibility with a virtual credit card, issued through the Bank of Dad. Len Penzo via Currency

For Restaurant Deals, Tap Your Phone Screen: 7 Apps for Frugal Foodies — You can earn points on Scvngr by checking in or taking pictures when you visit a location, or by doing challenges that the retailer sets up. Redeem the points for discounts! MintLife

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