Best Money Tips: Simple Habits That Will Transform Your Finances


Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on simple habits that will transform your finances, where to find popular toys for cheap just in time for Christmas, and how to save money as a poor college student.

Top 5 Articles

5 Simple Habits That Will Transform Your Finances — Look for ways to be thrifty around the house. Before you throw something away, see if you can repurpose or reuse it another way. [Living Well Spending Less]

The 20 toys your kids already want for Christmas (and where to buy them cheap) — Star Wars toys are all the rage this year. Looking for the BB-8 Droid? It's most affordable at Target, if you can find one. [The Monitor]

Back to School Budgeting: 3 Ways to Save Money as a Poor College Student — Make a list of the daily specials for bars and restaurants near campus. It'll come in handy when you want to dine out with friends without breaking the bank. [ReadyForZero]

Are Supplements Worth the Cost? — Some supplements may be beneficial to your health, but diet pills and discount supplements are definitely not worth it. [MoneyNing]

3 Common And Unhealthy Milkshake Mistakes — Blending milkshakes and smoothies is an easy way to get your necessary nutrients, but pay attention to how much sugar is added in. Some ingredients may already contain a good amount of sugar! [Lifehack]

Other Essential Reading

Why You Should Book Your Holiday Travel This Week — Prices for holiday travel is expected to increase once October arrives. [Kiplinger]

23 Cheap Ways to Get Excited For Halloween — Get ready to be spooked! Look up haunted houses in your area and choose one to visit this year. [PopSugar Smart Living]

How late payments affect your credit report — If you're late on a payment by one or two days, it likely won't be reported to the three credit bureaus. If your payment is late by over 30 days, however, lenders will notify the bureaus and your score will take a hit. [Credit Sesame]

The Darkside of Self-Employment: 7 Expenses Freelancers Pay Out of Pocket — As you grow your freelance business, taxes will most likely be your biggest expense. Plan to set aside 20-30% of your income to pay self-employment taxes each quarter. [Careful Cents]

How to Teach Your Kids to Be Grateful For What They Have and Who They Are — Be a good model for your kids. Leave jealousy at the door and express gratitude often. [Parenting Squad]

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