Best of Money Carnival #8 Eagle Has Landed Edition

Photo: Josh McGinn

Neil Armstrong's moon walk 40 years ago represented one of the pinnacles of human achievement. In the spirit of honoring excellence, I'm proud to present the 8th edition of the Best of Money Carnival -- a celebration of the 10 best personal finance articles of the week.  Here's the countdown from #10 to #1:


How to Become a Millionaire

"Becoming a millionaire is clearly an achievable goal: A June 2008 New York Post article reported that there were 3,028,000 millionaires in the United States, defining a millionaire as someone with investable assets of at least $1 million. And in the world as a whole, there are around 10.1 million millionaires. 

If 10.1 million other people can do it, why shouldn’t you?"

Amy Fontinelle presents How to Become a Millionaire posted at Two Pennies Earned.


69 Amazing Resources to Help You Plan Your Dream Wedding

"We’ve covered just about everything you’ll need for your wedding, from the flowers to the wedding cake, as well as tips on organizing your budget and planning the big event. These 69 top online wedding resources are designed to make every bride’s life a little easier, and we hope they do the same for you."

Nui Loa presents 69 Amazing Resources to Help You Plan Your Dream Wedding posted at Love Hacks.


Should You Refinance Your Student Loans?

"As of July 1, 2009, variable rate Stafford and PLUS loans have been reduced to the lowest rates in history.  There is no better time than right now to determine if consolidating your student loans makes sense for you.  Here are some tips to consider if you are thinking about consolidation."

Jason @ Redeeming Riches presents Should You Refinance Your Student Loans? posted at Redeeming Riches.


Lessons Learned From My First Job

"Sometimes the hardest of jobs can be the best from a learning standpoint. That was certainly true for my first job after college. This post details that job and lists what I learned from it."

FMF presents My Jobs, Introduction to the Real World posted at Free Money Finance.


8 Reasons Credit Cards Beat Debit Cards

"This may be sacrilegious to say, as a personal finance blogger, but I’ve never been a fan of debit cards. Here are eight reasons why I think that credit cards are better than debit cards."

Jim presents 8 Reasons Credit Cards Beat Debit Cards posted at Bargaineering.


7 Cash in on the Cash for Clunkers Program

"If your old, gas-guzzling auto is about to take a dirt nap, you may be interested to know that the US Government will soon be offering an incentive up to $4,500 to buy a new, more efficient vehicle. Read this article to find out more about program and what you'll need to know to take advantage of it."

Tyler presents Cash in on the Cash for Clunkers Program posted at Frugally Green.


Breaking Free From a Culture of Temptation

"Prior to January 1st, 2009… On any given weeknight, you would’ve been just as likely to find my wife and me out at a restaurant, taking in a movie, or simply shopping as you would have been to find us at home. We were what some advertisers might call The Perfect Consumers. And then it happened… Approximately six months ago, we experienced a financial rebirth. So what has changed in the time since then? Most everything!"

nickel presents Breaking Free From a Culture of Temptation posted at


10 Ways to Improve Financial Intimacy in Marriage

"Here are some of the common complaints about money in marriage: 'My husband and I are never on the same page with money.' 'My wife wants to tithe, but I don’t think we can afford it.' 'My husband keeps doing business deals that cost our family a lot of money.' 'My wife keeps buying things for our kids even though we cannot afford it.'

Not surprisingly, money fights are one of the leading causes of divorce.  I believe financial tension in relationships can be improved if not alleviated if couples commit themselves to following these ten suggestions on how to improve the financial intimacy in their marriage."

Craig Ford presents Ten Ways To Improve Financial Intimacy In Marriage posted at Bible Money Matters.


Save Your Money By Paying Yourself Last

"Here's an unconventional way to save money. We all think about paying yourself first, but what about the "pay yourself last" strategy. The idea is never to save unthinkingly, never to save automatically, never to Pay Yourself First but instead always to Pay Yourself Last."

Silicon Valley Blogger presents Save Your Money By Paying Yourself Last posted at The Digerati Life.

And here it is, the #1 post of the week!


Median vs. Mean: Know the Difference or Risk Being Manipulated

"This article takes aim at politicians, professors and others who selectively cite means, medians and other statistics in an attempt to fool you and advance their agenda. By mastering literacy on these topics, you can discern their motives and decide if what they're saying is legitimate."

Darwin presents Median vs. Mean: Know the Difference or Risk Being Manipulated posted at Darwin's Finance.

Darwin's post is not only important from a personal finance perspective, but it should be required reading for every voter in America.

We had over 100 articles submitted this week and it was tough just narrowing the field down to 10.  A big thanks to Free Money Finance for the opportunity to host this carnival.  If you like what you see, I encourage you to sign up for next week's carnival.

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Guest's picture

Thanks for including me on the list and for the other resources posted as well. I appreciate your time and effort put into the carnival this week! It's an honor to be mentioned.

Guest's picture

Thanks for including our article on inproving financial intimacy!

Guest's picture

This was a great post. Thanks!

Will Chen's picture

Thanks guys.  It was kind of intimidating reading so many great posts.  =)

Guest's picture

First off, thanks for including me. It's very humbling!

Really enjoyed the "Pay Yourself Last" article - a pretty interesting take on why we encourage the "pay yourself first" attitude. Sounds like the author encouraging saving, but to do it for the right reasons; not because everyone else tells you to.

Guest's picture

I did not know about the states with no income tax. That is something to think sbout.

Guest's picture


The picture of the cats hugging is my work. You can use it. But would you mind adding the credits with my name and a link to my website ?

Thank you,


Amy Lu's picture
Amy Lu

Hi Helene!

I've updated your photo credit link at the end of the article; it goes to your website now. Thanks for the adorable photo!