Dan Rafter's blog

3 Ways to Finance a Tiny House

Tiny houses leave small footprints, but they are big trouble when it comes to finding financing. Here's where to look.

4 Reasons Why You're Too Old — Or Too Young — For a Mortgage Loan

Lenders can't use your age as a factor when deciding to give you a loan, but that doesn't mean age doesn't matter. Here's why.

Is Your Emergency Fund Big Enough to Keep You Afloat?

About 40% of Americans are unprepared for a sudden loss of income. Could your money handle the worst case scenario?

Are You a Credit Invisible? Get Seen by Building Your Score

A credit history shows lenders what kind of borrower you are, and without one, you may as well be invisible. Start showing lenders who you are!

The 5/5 ARM Loan Just Might be the Best Mortgage Loan

Low initial interest rates and partial stability combine in the 5/5 ARM loan. Is the adjustable rate mortgage making a comeback?

4 Reasons Your Credit Score May Improve Soon

To help those with little credit history, the bureaus now use more kinds of payments in their profiles. How much will your credit improve?

When It Makes Sense to Apply for a Mortgage Loan Without Your Spouse

Marriage is a collaboration, but if your spouse has less than stellar credit, you may be better off going solo on a mortgage application.

10 Reasons to Stop Buying Gas Station Food

Put down the Big Gulp and walk away. You're wasting money for the convenience — and who knows where that cup has been?!!

4 Signs You Are Teaching Your Kids Bad Financial Habits

Parents lead by example. If your kids are picking up your bad financial habits, help yourself, and them, by doing money the right way.

6 Money Moves to Make for Tomorrow's Mortgage

A home is one of life's biggest purchases. Long before you're ready to buy, prepare for the big step by making these smart money moves.

4 Ways to Stop Your Spouse From Overspending

When you're a big saver, and your spouse is a big spender, it can tough to watch your partner overspend. Learn how to talk it out.

Are You Saving Too Much Money?

Is there such a thing as too much savings? Let's find out.