Kate Luther's blog

Forgiven Debt Isn't Really Forgiven At All

Thinking of settling that debt with your credit card companies? You might want to think again. While debt settlement offers can be very attractive, there's often a nasty little sur

The Secret Really Does Have A Secret (or Ten Tenets for Arranging Your Rich - Part 3)

The third installment in my ten-part series (which has taken me much longer to write than planned), I decided to take a look at the Law of Attraction since the concept has hung aro

Diva On A Budget - Living The Good Life When Your Fortune Isn't So Great

Diamonds may be a girl's best friend but in this economy, most of us are foregoing that friendship in order to make ends meet. But just because we're not rolling in the dough doesn

Bouncing Back When There's No "Bounce" Left

We all have our ups and downs. We've all faced some pretty depressing odds and come out on top. But sometimes, it feels like you just can't get ahead, no matter how hard you try

Looking On The Bright Side: How to Find A Silver Lining In The Current Financial Crisis

While this might be the biggest economic disaster of our generation, it might not be the big bad wolf that we all think it is. Quite the contrary, this little financial lesson migh

Book Review: Personal Development for Smart People: The Conscious Pursuit of Personal Growth

Some books draw you in with mystery and suspense. Others keep you hooked with drama or intrigue. And then there are some that just manage to really hit home and make you say "Ah-ha

Too many online accounts? You need an aggregator.

From Twitter to Digg, emails to IM and let's not forget all those social networking sites, its easy to get bogged down just by logging on. Fortunately, you can keep your online

5 Ways to Cut Your Grocery Bill

If you're like me, a trip to the store for a loaf of bread or a gallon of milk can easily run $30 to $40 bucks. Has inflation just really gone up in my neck of the woods? No... I j

3 Ways to Travel Free (Or At Least Really Darned Cheap!)

How would you like to get out and "see the world"? Visit the Carthage Ruins or spend a week just hiking across Europe. Paris, Italy or maybe the Bahamas... there's really just no e

To Tax or Not To Tax: That Is The Money Market Question

As America’s love affair with self-investing continues to grow, so does our fascination with tax-free accounts. Don’t believe me? See for yourself.

The Same Actions Will Produce The Same Results (Ten Tenets for Arranging Your Rich: Part 2)

A while back I posted the first of what I promised would be "Ten Tenets to Arranging Your Rich". And wouldn't you know it, right after posting Tenet #1, things got

Ten Tenets for "Arranging Your Rich" - Part 1: Rich is Relative

There are some guiding principles to arranging your own wealth. Ten, in fact. Ten important "tenets" to keep you grounded and on track as you begin the "arranging your rich" proces

Don't Have A Sven? Sandy Might Be the Next Best Thing

If you've seen AT&T's latest smartphone commerical , then you know just how handy having a &quo

The Key To Making Money Online? Diversification, Baby!

Most of us are familiar with the term "diversification". Its what the well-respected analysts tell us to do with our investment portfolios to insure against the ups and d

An Easier Way to Manage Your To-Do's

Shopping lists, grocery lists, wish lists.... maybe we need a list for our lists? If you're looking for a a better way to manage all your to-do's, there's plenty of onl

The Pros and Cons of Dollar-Cost Averaging

Having balanced your budget and analyzed your risk, you're now ready to start tackling that "investing" entry on your list of new year's resolutions. But where do

6 Reasons to Become Self-Employed

Whether its selling cosmetics and beauty products, marketing your own personal invention or selling drop-ship items through eBay, there's just something really sexy about the idea

Making Every Penny Count With A Zero-Based Budget

Feel like you're just living payday-to-payday? Having trouble figuring out where all your money goes? Then a zero-based budget just might be for you.