David Ning's blog

5 Money Making Activities You Can Do Today

With these money making ideas, you just might be able to live comfortably ever after!

6 Ways to Benefit From Your Credit Card

Your credit card doesn't have to be a debt-causing monster hiding in your wallet. Instead, learn how to make your card work for you.

6 Bulletproof Ways to Cut Your Budget

These easy budget-slashing techniques will help you save more and happily live below your means.

The 4 Most Common Unnecessary "Needs"

Reducing your budget can be difficult when you have so many "needs," but these four types of so-called necessities aren't required at all.

5 Ways to Save Money on Everyday Expenses

From groceries to insurance, our regular expenses are often where we waste the most cash. Follow these tips to cut down on costs.

The Fallacy of Multitasking

Think twice before you put "good at multitasking" on your resume — that just means you're good at being distracted. Here's how to actually work efficiently.

10 Hidden Costs That Hurt Your Wallet

From spend-happy friends to bad bulk buying and more, these sneaky costs and poor financial habits could be sucking the life out of your bank account.

8 Ways Technology Can Streamline Financial Management

If you're not using these tools to manage your finances, it's time for an upgrade. Otherwise, you could be losing time and money.

Choosing Your Path to Prosperity

You can enter a room where you could find wealth immediately, or one where you'll definitely find it...but the search might take years. Which do you choose?

Shrinking Your Cash-Flow Period to Create a Better Budget

Had trouble sticking to your monthly budget? Try this method for looking at your finances daily — and maybe you'll avoid buying that unnecessary popcorn.

Don't Just Think About Income When Saving for Retirement

Focusing on your current income is a good start to retirement planning, but you also need to think about spending to truly have a well-funded retirement.

8 Tips for Improving or Starting a Budget

Whether your current budget could use some tweaking or you're trying to get your finances sorted out for the first time, these suggestions can help you build a better budget.

8 Timeless Tips for Resisting the Upsell

From pricey insurance plans to products you never planned to buy, the pressure of an upsell can lead to unnecessary purchases. Learn how to avoid the temptation.

6 Simple Ways to Safeguard Against Bank Bullying

Banks can be like huge monsters, chomping up your cash with fee after fee. Here are six ways to fight back.

5 Ways Everyone Can Make More Money

Sure, you want to make more money...but are you willing to do what it takes?

8 Ways Convenience is Screwing Your Finances

Convenience is great, but sometimes it costs more than it's worth.

7 Frugal Lessons from Great-Grandmother

You don't have to look far for great frugal living tips, just back a couple of generations.

You Own Your Finances: How Much People Spend to Watch Movies

There are many ways to accomplish the same goal; whether you do it frugally is up to you. For example, learn how you can spend $260 or $0 watching the same number of movies a year.

6 Indirect Ways Taxes to the Rich May Hurt You

Should we extend the tax cuts for the rich? This may affect you more than you think, even if you aren't making $250,000 yet.

I'm Financially Free. Now What?

We spend our whole life trying to reach our retirement goal. What do we do when we actually reach it? Here are some suggestions that anyone can and should follow.