Janey Osterlind's blog

10 Safest Cities in America from Natural Disasters

Devastating natural disasters seem to abound lately, but here is a list of 10 US cities where you can feel safe.

Your One-Month Guide to Spring Cleaning

Overwhelmed by dirt and clutter? Break up your spring cleaning to make it less intimidating, and clean your whole house by tackling just three tasks a week.

How the Reform of Fannie Mae and Freddie Mac Will Affect You

On February 11, the government announced its plan to wind down mortgage giants Fannie Mae and Freddie Mac. How will this historic reform affect you?

The Best Frugal Office Party Foods

Potluck office parties are common — but how do you feed the crowd without breaking the bank? Read this for crowd-pleasing, easy, and cheap recipes.

How to Win Big in Online Sweepstakes

Tips, tricks and rules to winning big in online sweepstakes and contests.

The Best Ways to Whiten Your Teeth

Sparkling white teeth look great, but we don't all have the cash to spend on expensive procedures. Find out the best ways to whiten at any budget.

Trade in New Year's Resolutions for Achieving Life Goals

New Year's resolutions are nice. But this year, go a step further and instead of just making a year-long goal, make a goal for life.

Exercising in a Winter Wonderland: How to Be Fit and Frugal

It can be difficult to stay in shape during the winter, especially if you don't want to spend a bundle on a gym. Learn how to keep exercising when the temperature drops.

4 Ways to Save Money at the Bars

Getting together with friends for drinks is great...until the bill comes. Here are four ways to lessen the cost of a night out at the bar.

How to Stay Warm This Winter Without Turning Up the Heat

Cranking up the heat in winter sure feels nice...until you get the bill. Here are five ways to stay warm and stay on a budget.

Don't Be Held Hostage by Miscommunication

Communication in the workplace is key. I was thinking about this recently when I was (sort of) held hostage.

Tax Planning: 5 Things to Do Before the End of the Year

There's a mere month left to 2010; learn what you should do now to maximize your tax savings.

Starting a New Job: 3 Rules to Live By

Make the transition to a new job easier by following these tips.

Are Outlet Malls Worth Your Time?

Find out what to watch out for at outlet malls so you end up with a deal, not a dud.

How to Save Money on Christmas This Year

The earlier you start thinking about how you’ll pay for Christmas gifts, the more you’ll enjoy the season.

Share Your Thoughts: Consolidating Student Loans

What should one reader do to consolidate his student loan payments?

Trick Yourself into Saving More of Your Biweekly Paychecks

If you are paid biweekly, you receive 26 paychecks a year. That is, twice a year, you receive three paychecks in a month. What if you mentally “skipped” those two extra paychecks?

Beauty Before Brains?

What if earning more were simply associated with how you look? Studies have found a link between success and attractiveness, but personality and dress might be just as important.

How to Have a Successful Garage Sale

I recently had my first garage sale ever as an adult. It was a wild success, if I do say so myself. How’d I do it? Here are some things I did that might be helpful when you plan yo

Which is Cheaper: Flying or Driving?

Is it cheaper to fly or to drive to your destination? There are some good rules of thumb to follow when deciding whether to drive or fly.

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