Julie Rains's blog

101 Useful Things You Can Do in 15 Minutes or Less

In 15 minutes or less you can boost your career, strengthen a relationship, manage your finances, prep a meal, and lots more!

6 Valid Reasons Not to Contribute to Your 401(k)

Depending on your situation and your goals, opting out of your 401(k) plan can be a smart financial decision.

Staying Fit and Beautiful in Mind, Body, and Wallet

Your fitness regimen can leave you looking less than your best. Feel beautiful inside and out with these frugal tips.

How to Step Out of Your Comfort Zone and Try Something New

Trying something new can feel exhilarating — and completely terrifying. Learn how to get over your fear to do something fresh and exciting.

To Stay on Financial Track, Perform a Yearly Earnings Review

If you want to make sure you're on the right financial track, add a review of your earnings to your annual tax-time financial routine.

Unconventional Career Advice From "Parks and Recreation"

Watching "Parks and Recreation" is great way to have a good laugh — and pick up a few lessons that can help your career soar.

6 Ways to Get Paid for Saving Money

Interest, dividends, and investment earnings aren't the only ways to make money by saving. Get paid to save with these rewards, tax credits, prizes, and more.

Get Fit and Pocket Up to $1,200 With Employer Wellness Programs

You may be able to pocket some serious cash if you get serious about your health. Learn how to earn wellness incentives worth up to $1,200.

Choosing a Retirement Account: What's Available, and What’s Best for You?

With dozens of account types available, retirement planning can seem overwhelming. Read this to better understand your choices.

How to Make a Major Career Switch Without Going Back to School

You don't have to go back to school in order to make a career change. Instead, follow these moves to leverage the skills and knowledge you already have.

7 Delayed-Spending Tricks That Help Pay Off Debt

If you're willing to delay gratification and avoid purchases today — but not forever — you can save money now and eliminate your debt sooner.

30 Free Ways to Cheer Yourself Up

Cheer up! No matter how you feel or what is going wrong, there are lots of free ways to improve your mood and brighten your day.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

Where to Find Missing Socks

If you have a drawer full of socks missing their mates, don't despair. Here's where to find them.

8 Legit Ways to Use the Gym for Free

Don't want to pay for a full gym membership? Instead, follow these strategies that let you work out at the gym without paying a cent.

A Guide to Online Brokers for Investing Newbies (and Beyond)

Online brokers are known for cheap stock trades, but there's more to consider when selecting a firm. Use this guide to make a choice that works for you.

Financial Lessons From "It's A Wonderful Life"

The classic film “It’s a Wonderful Life” isn't just a heartwarming holiday classic — it also contains financial lessons that are still relevant today.

11 Ways to Have Fun at Your In-Laws

Visiting in-laws can be emotionally and physically draining. Learn ways to enjoy yourself and your family despite holiday and travel stress.

New Breadwinner in the Household: How Does This Affect Life Insurance?

When your family's income changes, it's important to reexamine your life insurance coverage. Here's what you need to know.

7 Essential Truths for a Successful Retirement

Retirement planning can seem overwhelming, but don't let that overrule common sense. Instead, follow these seven essentials for a successful future.