Sarah Winfrey's blog

5 Steps Toward Financial Independence

Although the process is mostly straightforward, it's always good to remember exactly what it takes to achieve financial independence.

Who Should Face the Music When the Banks Fail?

Should everyday folks bear the brunt when banks fail, or should the bankers themselves be held responsible?

Would You Pay? The Brave New World of Online Music

There's a new idea on the horizon to get people to pay for the music they download. The gist is pretty simple--make listening to and downloading music into a game, like Foursqua

Fast Food, Slow Food, and Your Dollars at Work

Trying to eat well while spending less is a tough balancing act. However, buying more expensive food today may save you money in the long term.

Learn to Invest in 2010: 4 Steps to Educating Yourself

Interested in learning to invest this year but not sure how to accomplish that? By following 4 steps, you can take your knowledge to the next level (and the next, and the next) and

It's Sew Easy to Save

Always wanted to learn to sew? Now is the perfect time. It's simple to get started and can save you money, too. Here are some tips for savvy sewing and some easy projects to help y

7 Ways to Get Warm On the Cheap

Brrr . . . it's cold outside. If you're at all like me, there's not too much that's worse than being really and truly cold . . . except maybe paying the electric bills.

How to Finish Something Hard

Sometimes, life is just hard. There has to be a way to approach difficulty that both gets things done and allows us space to care for ourselves and those around us.

It Pays to Be True to Your School: 5 Ways Your Alma Mater Can Save You Money

Alumni associations are doing everything they can to make things better for graduates of their college during this difficult time. Some of the savings are pretty substantial.

5 Creative, Simple, and Frugal Recipes for Leftover Turkey

It's that time of year again. No, not the holiday season. The time when everyone and their mother tells you what to do with all that leftover turkey you're going to have in a week.

Stock a Natural Food Pantry for Less

Most people are under the impression that, while eating natural is better, it's also more expensive. And I'll grant that, sometimes, this is true. However, while having processed f

Simple Living: Determining Your Priorities

Even with the economy slowly exiting the spectacular nosedive it took last year, many people find themselves with a renewed interest in living simply. However, what that means for

Simple Living: Overcoming Negative Inertia

Have you ever found yourself wasting time when you know there's something you could be doing that means a lot to you? I know I find myself there all the time. What we rarely do is

What is Simple Living and Why Should I Care?

With our economic situation still precarious, many people desire simple living. But what does that mean in our busy, modern culture, and how can we get there?

3 Steps to Organize and Track Your Finances Without the Hassle

Do you ever feel like there's just too much to track when it comes to your finances? You can simplify your financial life just like you can simplify any other aspect of your life:

Outfit Your Nursery for Less: 10 Tips for Finding Low-Cost, High-Quality Things You Need for Your Baby

Are you having a baby or do you know someone who is? It's an expensive process, particularly when it comes to buying all the accessories that seem to come along with having childre

4 Tips to Save on Car Insurance

Auto insurance is one of those pesky, nagging things, almost like a tiny leech. It sucks money away and we're not even always aware of it, at least until we have to write another c

Tips and Tricks for Dealing with a Recalcitrant HMO

Most of us will, at one time or another, have to struggle with our insurance company over payment approval, referral approval, or any one of a myriad of other common issues. Here a

Eat Healthy This Winter Without Spending a Fortune

If you're like me, reveling in the fresh produce of summer and saddened when it departs in the fall, despair isn't your only option. There are good ways to preserve fruits and vege

The Lowdown on Spending Less for Your Food but Getting More

Over the last several years, many of us have developed convictions about eating less, eating local, and eating organic. But when our convictions about food clash with our convictio