blogs

Are we too clean for our own good?

Science has proven that exposure to germs and dirt helps build up a strong immune system. Don't waste your money on bacterial soaps and wipes - they're just coddling your immune sy

Will A Dental Discount Plan Save You Money?

Those of us without traditional dental insurance may have been tempted to buy a dental “discount” plan. On paper, it looks good. In practicality, it could save you some, or more

My Favorite Guides to Frugal Living Are Not Guides to Frugal Living

Want to turn friends on to the frugal lifestyle without scaring them away? Ease them in with my favorite books that are not in-your-face anti-spending books, yet teach a lot of gre

Going Back to the Root Cellar

My grandmother once told me about her parents' root cellar: it was just a story of something so different from modern day that she thought I would get a kick out of it. But root ce

Not the sort of person who ...

Wise Bread is stuffed almost to bursting with suggestions on how to live large on a small budget. But certain suggestions trigger a particular kind of negative reaction:—w

Why Couples Fight Over Money and What to Do About It

There is no denying that financial matters lay at the root of many – if not most – couples’ problems. While some openly communicate about the issues at hand, more couples yet don’t

10 Reasons Why Veterans Make Great Employees

Over the past few years, I have had the privilege of working with military veterans and active duty personnel who anticipate, are in the process, or have already transitioned to th

What will you do when gas drops below $1.50 a gallon?

Several months ago, I wrote an article asking what you would do when gas prices skyrocketed. Now, the price of gasoline is in freefall. It’s already dipped below $2/gallon in some

Funding your 401(k) when you're in debt

If there are two pieces of financial advice that get hammered more often than any others, they're "Get out of debt" and "Put enough in your 401(k) to get any corporate match." Wi

The Entrepreneurial Spirit and the Economic Crunch

What do you need to consider when you start a business during an economic crunch? I talked to some people who've started businesses within the last year, and this is what they h

Can Men Be Trained To Understand Women?

According to Michael Gurian, co-author of "Leadership and the Sexes" with Barbara Annis, men can be trained to understand women and women can be trained to respect men. In a teleph

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

Use only what you need

That’s the advice from a beautifully-executed campaign from Denver Water, right here in my own backyard of Colorado. The campaign (created by Sukle Advertising, a very smart, strat

Best Money Tips: Electile Dysfuntion

Welcome to Wise Bread's Best Money Tips roundup. This week's posts share why being nice saves you money, how to save on dining out, how much to put into your retirement savings,

Three Unique Subscription Services that Might Save You Money

Most of us have used a subscription service in our lifetime. Cable TV, magazines, and movies are usually purchased in monthly installments. I recently took a look at three subscr

Musings inspired by the crappiest of films — Demolition Man.

I saw that film about 15 years ago, and I remember liking it at the time. I also liked stone-washed jeans and neon t-shirts, but I have since come to my senses. However, one nugget

How (and Why) to Start an Investment Club

Would you like to be on the same financial page with a group of people? Meet regularly with like-minded and fun individuals, and collectively learn about and discuss new financial

New rate set for series I savings bonds

Every six months, the Treasury sets a new fixed rate for series I savings bonds. After tracking close to the rate on the Treasury's other inflation-indexed bonds during the Clinto

10 Things to Do With Leftover Halloween Candy

Leftover Halloween candy can be a treat or an annoyance. If your kids came home with a huge stash, or you have many leftovers from your own home, the tummy aches can put a kibosh o

Get out the Vote and Grab a Tall Starbucks Coffee for Free!

Voting anxiety is kickin' in big time. With only a couple days left until the final vote, many are more than ready to make their voices heard – and then head back to life as norma