Cavalcade of Risk - November 4, 2009 - How Much Assurance Does Your Insurance Offer?

Welcome to the November 4, 2009 Cavalcade of Risk — the How Much Assurance Does Your Insurance Offer edition! As I was going through the submissions for this particular carnival, I noticed a large number of insurance related topics. Does that mean we're becoming more concerned about whether we have enough (or the right types) of insurance? Or was it just a coincidence? Whether you've got concerns about life insurance, car insurance, health insurance or business insurance — you can find information in this carnival.


FMF takes on the life insurance debate, with How Much Life Insurance Do You Need? posted at Free Money Finance, saying, "A simple formula to determine how much life insurance you need."

Jeff Rose always looks at whether things make good financial "cents" or not. Here's his theory on Should You Buy (ROP) Return on Premium Term Life Insurance?

Tom @ Canadian Finance Blog discusses life insurance and children. I have life insurance for my children but have always wondered whether or not it's a good use of money. Tom thinks not — here's his take: Insurance You Can Do Without — Life Insurance For Your Child posted at The Canadian Finance Blog.

Peter helps us decide when is the right time to get that life insurance policy in When Should I Buy A Life Insurance Policy? Should I Wait Until I Have Children Or Dependents? posted at Bible Money Matters.


Colin Robertson asks Do I Need Car Insurance if I Don’t Own a Car? posted at The Truth About


Henry Stern, LUTCF, CBC sent us High Risk Obamacare from InsureBlog, saying, "Bob Vineyard explains that a new high risk pool included in ObamaCare could really end up hurting the very folks it seeks to help."

David Williams presents Fears of the public option are overblown posted at Health Business Blog, saying, "Big business thinks the public option will put them at risk for cost shifting and the elimination of the private health insurance industry. I think their fears about the risk are overblown."

Jason Shafrin talks about the cost of health care — “Health care, at any level, cannot be equated in dollars and cents.” at Healthcare Economist

Jaan Sidorov gives us More Implications on the Suspended Animation of the Medicare Medical Home Demonstration


Nancy Germond, ARM, AIC, ITP presents Admitting You Are Wrong May Limit Claims posted at — Risk Management for the 21st Century


Peak Personal Finance tackles the risks involved with Lending Money to Friends and Family posted at Peak Personal Finance, saying, "Lending money to friends and family can be risky business!"

Silicon Valley Blogger presents Stock Market Timing: Advice For Investors posted at The Digerati Life, saying, "Is market timing a way to reduce or manage risk? Or is it a highly risky strategy when investing? The debate rages on."

Dugan presents Why Release People we Think are High Risk? Well, who said risk wasn't controversial? Dugan Z wonders about allowing sex-offenders to live in family-centric neighborhoods is a good idea, and is stunned by how easy it is to use Google-maps to find them.

Thanks for checking out the carnival! If you have some time, check out some of the great posts from the bloggers on Wise Bread — there's a little something for everyone here. Submit your blog article to the next edition of cavalcade of risk using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.


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Guest's picture

Great job, Debbie!

Thanks so much for hosting this week!!

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Amanda B.

I totally agree with hgstern, he rocks on this one. In fact I have found that his comments to be the best I have read in recent memory. The manner in which he both involves himself in the article presented and his capricious compliments make me want to read more.

And as for Debbie's article, I like that too. Keep up the good work, I like your hair.

Guest's picture

An evaluation might show us that we are insuring against some perils for no reason at all.

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For a credible, unbiased education resource on life insurance and handy calculators, go to .

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For a credible, unbiased education resource on life insurance and handy calculators, go to