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Pay No Interest Until 2026 With These Great Travel Rewards Cards

Bonus Offer ($250 value) + Most Valuable and Flexible Miles

Wise Bread Staff, Updated on January 09, 2025 1/09/25

What’s better than getting the best travel rewards? Getting those rewards with no annual fee – and pay no interest until 2026!

These cards will help you earn travel rewards that will save you big on your next trip – simply for using the card for your everyday spending.

Some rewards cards look great on the surface, but the restrictions make it hard to access the benefits. Rest assured. Redeeming your travel rewards on the cards below is as easy as pie. Fly any airline, any time. And stay at any hotel. No restrictions. No expiration dates. No kidding!

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Apply Now

at Bank of America's secure site

  • Bonus offer ($250 value): Earn 25,000 online bonus points after you make $1,000 in purchases in the first 90 days of account opening. This bonus has a $250 value as a statement credit when you use it toward any travel or dining purchases (including takeout).
  • 0% Intro APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days (18.24% - 28.24% variable APR after Intro Period). Finance a trip or a big purchase today. And take 15 months to pay down your balance without any interest piling on! (A 3% balance transfer fee applies for transfers in the first 60 days, 4% thereafter.)
  • Regular rewards rate: On top of the generous bonus offer, cardholders earn unlimited 1.5 points per $1 spent on all purchases. That’s a first-class rate on a $0 annual fee card.
  • Preferred Rewards rate: If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn up to 2.62 points for every $1 spent.
  • Hassle-free: Say goodbye to the restrictions that go with typical airline cards. This hassle-free card makes redeeming travel rewards easy. The points you earn are good for all travel expenses like airfare, hotel rooms, cruises, vacation and car rentals, and also at restaurants including takeout. There are no foreign transaction fees, which can save you up to 3% on international charges when you’re traveling abroad.

Bottom Line: This card is a rare combination of long-term intro apr and generous rewards. Paying no interest until 2026 can save you a small fortune. And while most no annual fee cards stop at a $200 welcome bonus, this card offers a bonus worth $250 – that’s 25% more, right in your pocket.

Start earning today.

Who should get this card: If you're looking for a high-paying rewards card that offers flexibility to travel on any airline at any time, with no blackout dates, then you’ve found the perfect match. You could start earning travel rewards, just by using this card for all your everyday expenses. Start earning today.

Bank of America Travel Rewards Card offers outstanding high bonus and travel rewards without the hassle.

Discover it® Miles

Discover it® Miles Rates & Fees

Apply Now

at Discover's secure site

  • Massive bonus offer: This no-annual fee card makes a big splash with one of the most lucrative bonuses available. Discover will match all the miles you've earned at the end of your first year. For example, if you earn 35,000 miles, you will automatically get 70,000 miles. The sky’s the limit. If you direct all your everyday spending to this card, at the end of the year you could take home a massive first-year bonus.
  • High on-going rewards: This first-class card offers you unlimited 1.5X miles for every dollar spent on all purchases. That means you will earn 3X miles for every $1 you spend during your first year, which is an incredible rate for a no-annual fee card.
  • Easy-to-use: Your miles won't expire. Fly any airline, any time. No blackout dates. Also apply your miles to travel purchases like rideshares, gas stations, restaurants and more, or you can even turn your Miles into cash at any time. No foreign transaction fees.
  • Get a long 0% APR intro: Splurge on a big purchase. Or use it for everyday spending. You won’t pay any interest during its long 0% Intro APR for 15 months on purchases. After the promo period ends the APR adjusts to 18.24% - 27.24% variable. That means you have more than a year to pay off the balance with no interest payments at all.

Bottom Line: If you are looking to earn as much as possible your first year, then Discover it Miles delivers. This card is also a great choice for people who have a big purchase coming up that they’d like to finance interest-free for over a year.

Here’s the Bottom Line

You can use these great cards without worrying about blackout dates, complex restrictions or surprise expirations. Remember: the most valuable miles are the ones you can use easily.

With these cards you can earn big travel rewards to pay for your next trip - and with no annual fee and no interest until 2026.

This online only offer may not be available after you close this page.

Apply today for the Bank of America Travel Rewards card. Turn your dreams into a dream destination!