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Best Credit Card Bonus Offers for September 2023

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Wells Fargo Active Cash® Card

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Rates & Fees

Unlimited 2% cash rewards on purchases and a $200 cash rewards bonus offer

CASH REWARDS BONUS $200 ? ?
CASH REWARDS 2% ? ? on purchases
ANNUAL FEE $0

Highlights

Select APPLY NOW to apply online
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee

No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions

Select APPLY NOW to apply online
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions

Apply Now Terms and Conditions Apply
Rates & Fees

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Wells Fargo Autograph℠ Card

Apply Now Terms and Conditions Apply
Rates & Fees

Earn 20,000 bonus points redeemable for $200 cash value.

Earn unlimited 3X points on gas stations, travel, restaurants, phone plans, and more.

EARN POINTS 20,000 bonus points redeemable for
$200 cash value ? ?
REWARDS 3X ? ? points on gas stations, restaurants, travel, phone plans & more.
ANNUAL FEE $0

Highlights

Select APPLY NOW to apply online
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
$0 annual fee
0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter

Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
Select "Apply Now" to learn more about the product features, terms and conditions.

Select APPLY NOW to apply online
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
$0 annual fee
0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
Select "Apply Now" to learn more about the product features, terms and conditions.

Apply Now Terms and Conditions Apply
Rates & Fees

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Bank of America® Travel Rewards credit card

Apply Now or call Bank of America at
866-408-2765

Online bonus points offer worth $250 toward travel purchases is highest for a no annual fee travel card.

BONUS OFFER 25,000 points ? ? after $1,000 spend within first 90 days
REWARDS 1.5 points ? ? per $1 on all purchases
ANNUAL FEE $0

Highlights

Click APPLY NOW to apply online or call 866-408-2765
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.

0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Click APPLY NOW to apply online or call 866-408-2765
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Apply Now or call Bank of America at
866-408-2765

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Bank of America® Customized Cash Rewards credit card

Apply Now or call Bank of America at
866-349-6262

$200 online cash rewards bonus offer and 3% cash back in choice category: gas, online shopping, dining, travel, drug stores or home improvement/furnishings

BONUS OFFER $200 ? ? after $1,000 spend within first 90 days
CASH BACK 3% ? ? on category of your choice
BEST IN CLASS
ANNUAL FEE $0

Highlights

Click APPLY NOW to apply online or call 866-349-6262
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
Newly expanded categories based on Bank of America customer feedback! 3% cash back on Gas (to now include Electric Vehicle Charging (EVC) Stations) and Online Shopping (to now include Cable, Streaming, Internet and Phone Services).
If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.

No annual fee and no expiration on rewards.
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Click APPLY NOW to apply online or call 866-349-6262
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
Newly expanded categories based on Bank of America customer feedback! 3% cash back on Gas (to now include Electric Vehicle Charging (EVC) Stations) and Online Shopping (to now include Cable, Streaming, Internet and Phone Services).
If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
No annual fee and no expiration on rewards.
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Apply Now or call Bank of America at
866-349-6262

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Bank of America® Unlimited Cash Rewards credit card

Apply Now or call Bank of America at
888-333-3448

Unlimited 1.5% cash back on all purchases

Bonus Offer $200 ? ? after $1,000 spend within first 90 days
Cash Back 1.5% ? ? on every purchase
Annual Fee $0

Highlights

Click APPLY NOW to apply online or call 888-333-3448
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn unlimited 1.5% cash back on all purchases.
If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
No annual fee.

No limit to the amount of cash back you can earn and cash rewards don’t expire.
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Click APPLY NOW to apply online or call 888-333-3448
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn unlimited 1.5% cash back on all purchases.
If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
No annual fee.
No limit to the amount of cash back you can earn and cash rewards don’t expire.
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Apply Now or call Bank of America at
888-333-3448

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Discover it® Cash Back

Apply Now Terms and Conditions Apply
Rates & Fees

Intro offer! Incredible unlimited CashBack Match™ your first year.

BONUS OFFER CashBack Match™ ? ? Discover will match all the cash back you've earned at the end of your first year.
CASH BACK 5% ? ? on rotating categories
ANNUAL FEE $0

Highlights

Click APPLY NOW to apply online
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.

Every $1 you earn in cash back is $1 you can redeem.
Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
No annual fee.
Click through to Discover’s website to see terms and conditions.

Click APPLY NOW to apply online
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
Every $1 you earn in cash back is $1 you can redeem.
Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
No annual fee.
Click through to Discover’s website to see terms and conditions.

Apply Now Terms and Conditions Apply
Rates & Fees

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Chase Freedom Unlimited®

Apply Now at Chase
secure site

Up to $300 bonus offer and 1.5% cash back

INTRO OFFER 1.5% ? ? Up to $300 value
CASH BACK 1.5%-5% ? ? unlimited cash back on all purchases
ANNUAL FEE $0

Highlights

Click APPLY NOW to apply online
INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!

Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Member FDIC

Click APPLY NOW to apply online
INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Member FDIC

Apply Now at Chase
secure site

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Best Credit Card Bonus Offers of 2023

Imagine reviewing and comparing credit card offers and finding you could earn a $500 credit card bonus offer just for shopping like you usually do. Seems too good to be true? It isn't. Depending on the cards you sign up for and how you use them, you could end up pocketing hundreds of dollars, just for using your card.

Reasons to Consider Credit Card Bonus Offers in 2023

While credit card companies are known for offering different types of cash back programs, the best credit card bonuses are the ones where you get rewarded for making purchases you'd normally make anyway. The majority of credit cards simply require spending a certain amount in the first 90 days or so after opening the account. Depending on the offer, spending requirements may vary from $1,000 to $5,000 or more. However, most of the time, you can expect a higher spending requirement to mean a larger bonus offer.

Some of the best bonus offers of 2023 might include more value depending on how you choose to redeem your rewards. For example, 50,000 points with one card can be redeemed as $500 towards a statement credit, while 50,000 points on another card can be redeemed at a higher value due to the loyalty program you're using.

Things to Consider When Choosing the Best Bonus Offers from Credit Cards

It's important to consider how much you usually spend and how much the points or rewards are worth. For example, one card may offer you a 50,000 point bonus offer after you spend $1,000 while another may only offer 50,000 bonus points after you spend $3,000. Make sure you do the math to ensure you're really getting the best credit card bonus offer for you.

You should also be aware of how much the rewards are worth to you when you redeem them. While some of the best bonus credit cards can be redeemed as a statement credit, some are limited to travel only. This is great if you are someone who travels but will leave you with unused points or unredeemable rewards if you are someone who does not.

Further, don't forget to consider a card's annual fees when making your choice as well. Annual fees can range from $95 up to $550. Don't sign up for a card if the annual fee doesn't make up for the benefits that you will actually use.

Ideally, the best credit card bonuses are those that end up giving you more in bonuses, rewards, and benefits than you have to spend.

How to Apply for Credit Cards with High Bonus Offers in 2023

The editorial team here at Wise Bread has done most of the research for you. While there are other credit card offers out there to consider, we feel as though these are the best bonus offers when you factor in everything we discussed above. Some of the features you'll see listed include:

Bonus offers ranging from $200 to over $500
High cash back on purchases
Up to 2X unlimited rewards programs
Flexible travel redemption programs
Expanded and rotating category options for ongoing cash back programs

All you need to do to get started is click the green “Apply Now” button next to any of the offers you are interested in. We recommend that you read the fine print, including terms, interest rates, and other fees, before applying.

Don't miss out on valuable bonuses and make sure you choose the card that will benefit you the most.

Editorial Disclaimer: Any opinions expressed are those of the author's alone, and have not been reviewed, approved, endorsed, or provided by the issuer.