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Best Credit Card Bonus Offers for July 2021

Compare the best credit card bonus offers from our partners and the marketplace.

Bank of America® Customized Cash Rewards credit card

$200 online cash rewards bonus offer and 3% cash back in choice category: gas, online shopping, drug stores, home improvement/furnishings, dining or travel.
  • BONUS OFFER $200 ? ? after $1,000 spend within first 90 days
  • CASH BACK 3% ? ? on category of your choice
    BEST IN CLASS
  • ANNUAL FEE $0

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Bank of America® Unlimited Cash Rewards credit card

NEW! Unlimited 1.5% cash back on every purchase, every time.
  • Bonus Offer $200 ? ?
  • Cash Back 1.5% ? ? on every purchase
  • Annual Fee $0

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Capital One Quicksilver Cash Rewards Credit Card

$200 bonus offer and 1.5% unlimited cash back
  • BONUS OFFER $200 ? ? after $500 spend within first 3 months
  • CASH BACK 1.5% ? ?
  • Annual Fee $0

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Bank of America® Travel Rewards credit card

Online bonus points offer worth $250 toward travel purchases is highest for a no annual fee travel card.
  • BONUS OFFER 25,000 points ? ? after $1,000 spend within first 90 days (worth $250)
  • REWARDS 1.5 points ? ? per $1 on all purchases
  • ANNUAL FEE $0

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Discover it® Cash Back

Intro offer! Incredible unlimited CashBack Match™ your first year.
  • BONUS OFFER CashBack Match™ ? ? All your cash back earned in the first year MATCHED
  • CASH BACK 5% ? ? on rotating categories
  • ANNUAL FEE $0

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Blue Cash Everyday® Card from American Express

Welcome Offer: Earn up to $250 in statement credits. Terms apply
  • BONUS OFFER 20% ? ? back on Amazon.com purchases in the first 6 months, up to $150
  • CASH BACK 3% ? ? at U.S. supermarkets up to $6,000 per year in purchases, then 1%
  • ANNUAL FEE $0

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Capital One SavorOne Cash Rewards Credit Card

$200 bonus offer and 3% cash back on dining and entertainment
  • BONUS OFFER $200 ? ? after $500 spend within first 3 months
  • CASH BACK 3% ? ? on dining and entertainment
  • ANNUAL FEE $0

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Blue Cash Preferred® Card from American Express

Welcome Offer: Earn up to $350 in statement credits. Terms apply
  • Bonus Offer 20% ? ? back on Amazon.com purchases in the first 6 months, up to $200
  • Cash Back 6% ? ? at U.S. supermarkets up to $6,000 per year in purchases, then 1%.
  • Intro Annual Fee $0 first year, then $95

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Capital One Venture Rewards Credit Card

60,000 miles bonus offer. Unlimited 2X miles on every purchase
  • Bonus Offer 60,000 miles ? ? after $3,000 spend within first 3 months, equal to $600 in travel
  • Rewards 2X ? ? miles
  • Annual Fee $95

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Best Credit Card Bonus Offers of 2021

Imagine reviewing and comparing credit card offers and finding you could earn a $500 credit card bonus offer just for shopping like you usually do. Seems too good to be true? It isn't. Depending on the cards you sign up for and how you use them, you could end up pocketing hundreds of dollars, just for using your card.

Reasons to Consider Credit Card Bonus Offers in 2021

While credit card companies are known for offering different types of cash back programs, the best credit card bonuses are the ones where you get rewarded for making purchases you'd normally make anyway. The majority of credit cards simply require spending a certain amount in the first 90 days or so after opening the account. Depending on the offer, spending requirements may vary from $1,000 to $5,000 or more. However, most of the time, you can expect a higher spending requirement to mean a larger bonus offer.

Some of the best bonus offers of 2021 might include more value depending on how you choose to redeem your rewards. For example, 50,000 points with one card can be redeemed as $500 towards a statement credit, while 50,000 points on another card can be redeemed at a higher value due to the loyalty program you're using.

Things to Consider When Choosing the Best Bonus Offers from Credit Cards

It's important to consider how much you usually spend and how much the points or rewards are worth. For example, one card may offer you a 50,000 point bonus offer after you spend $1,000 while another may only offer 50,000 bonus points after you spend $3,000. Make sure you do the math to ensure you're really getting the best credit card bonus offer for you.

You should also be aware of how much the rewards are worth to you when you redeem them. While some of the best bonus credit cards can be redeemed as a statement credit, some are limited to travel only. This is great if you are someone who travels but will leave you with unused points or unredeemable rewards if you are someone who does not.

Further, don't forget to consider a card's annual fees when making your choice as well. Annual fees can range from $95 up to $550. Don't sign up for a card if the annual fee doesn't make up for the benefits that you will actually use.

Ideally, the best credit card bonuses are those that end up giving you more in bonuses, rewards, and benefits than you have to spend.

How to Apply for Credit Cards with High Bonus Offers in 2021

The editorial team here at Wise Bread has done most of the research for you. While there are other credit card offers out there to consider, we feel as though these are the best bonus offers when you factor in everything we discussed above. Some of the features you'll see listed include:

  • Bonus offers ranging from $200 to over $500
  • High cash back on purchases
  • Up to 2X unlimited rewards programs
  • Flexible travel redemption programs
  • Expanded and rotating category options for ongoing cash back programs

All you need to do to get started is click the green “Apply Now” button next to any of the offers you are interested in. We recommend that you read the fine print, including terms, interest rates, and other fees, before applying.

Don't miss out on valuable bonuses and make sure you choose the card that will benefit you the most.


Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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