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Earn $200 After Spending $500

Unlimited 2% cash rewards on purchases and $0 annual fee.

Wise Bread Staff, Updated on July 31, 2023 7/31/23

Earn $200 After Spending $500
Unlimited 2% cash rewards + No Annual Fee.

Bottom Line:
  • Earn unlimited 2% cash rewards on purchases.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Fantastic Intro APR deal until mid-2024.
  • $0 Annual Fee.
  • Click here to Apply Now.

Would you like to earn an exceptional bonus with no annual fee?

Wells Fargo's Active Cash® card is offering an extraordinary $200 bonus after spending $500 within the first 3 months — that’s like getting 40% back!

If you’re going to spend $500 anyway, why not pick up a $200 bonus for it?

Spend $500 in 90 days — that’s only $167 a month!

Incredible Benefits for a No Annual Fee Card

In addition to the outstanding 2% unlimited cash rewards and $200 bonus, this card also offers:  

  • Enjoy 0% Intro APR on purchases for 15 months from account opening, then 20.24%, 25.24%, or 29.99% variable APR after.
  • Up to $600 protection for your cell phone if monthly cell phone bill is paid with this card ($25 deductible).
  • My Wells Fargo Deals: An easy way to earn additional cash rewards (as statement credit) while you shop, dine, or enjoy an experience simply by using this card.
  • Luxury Travel Perks: Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties.
  • No Annual Fee

Ready to enjoy high cash rewards without the hassle? Click here to apply now.

Bottom Line

The high earning potential, big bonus, and hassle-free rewards make this a great addition to anyone's wallet.

» Click here to apply now

Have Poor Credit?

If you have poor credit or zero credit history, you might not qualify for credit cards with good rewards. Most good credit cards require excellent credit. If you have poor credit or little credit history, a rewards credit card may not be the right choice. You may want to first look into ways to improve your credit.

Applying for a credit card with bad credit can have several drawbacks. You may face high interest rates and fees, limited credit options, and potential rejection, further damaging your credit score. Additionally, accruing debt without a solid repayment plan can exacerbate financial challenges. It's crucial to assess your financial situation and explore alternative strategies for improving credit health.

The Active Cash® card's unlimited 2% cash rewards is a pretty great deal. But if you already have this card, here are two other options for your consideration.

Over the years you’ve probably seen many commercials for the Capital One Quicksilver card. This card offers unlimited 1.5% cash back on purchases. While that is a bit smaller than other top cards in the unlimited cash back card category, this card does have one advantage which is no foreign transaction fee. No foreign transaction fee is not a common feature in cash back cards. Having no foreign transaction fee means you won't pay a fee when making purchases while traveling outside of the United States. For frequent travelers or people living close to the border who make frequent trips to Canada or South America this card is worth considering if you definitely don’t want to get a travel card.

Like other cards on this page it also offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening, and 0% intro APR for 15 months on purchases (19.99%-29.99% variable APR after). That’s a good deal considering the industry standard usually requires $1,000 of spend.  But this card is not just about spending money. We like the free credit score monitoring as well as the ability to use virtual card numbers to better track where you’re spending your money. You can also see recurring merchants and other frequently used merchants where your card is stored online.

The SavorOne Rewards card from Capital One also offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening, and 0% intro APR for 15 months on purchases (19.99%-29.99% variable APR after). However, be aware that Capital One offers several cards with similar sounding names that also look almost identical. So make sure if you apply you get the right one. For example, this card’s more famous big brother the Savor Card has a $95 annual fee. The SavorOne card by contrast has $0 annual fee. There’s also a different card called SavorOne Rewards for Good Credit which offers no signup bonus. 

While not technically a travel card, the SavorOne has many nifty travel benefits. There’s a 24-hour travel assistance service that will replace your card if lost. There’s also a comprehensive, personalized concierge service that offers assistance in dining, entertainment and travel 24/7. These features pair well with the card’s unlimited 3% cash back on dining, entertainment, popular streaming services and grocery stores. Outside of these categories the card offers unlimited 1% cash back on everything else. It has no foreign transaction fee which means you won't pay a fee when making purchases while traveling outside of the United States. If you travel frequently to Canada or Mexico for example this perk can really add up.

Don't Leave This Bonus on the Table

Active Cash® card's $200 bonus and 2% unlimited cash rewards offer is an incredible combo. If you're spending money anyway why not put more money back into your pocket?

You never know how long this offer may last. Take advantage of it today before it's too late.

» Apply Now! Start Earning Unlimited 2% Cash Rewards & $200 Welcome Bonus Offer Today!

 
 
Apply Now   Apply Now   Apply Now  
at Wells Fargo's secure site

Earn massive bonus and unlimited cash rewards — all with no annual fee.

  • Intro Purchase APR

    0% intro APR for 15 months from account opening

  • Intro BT APR

    0% intro APR for 15 months from account opening on qualifying balance transfers

  • Regular APR

    20.24%, 25.24%, or 29.99% Variable APR

Product Details

  • Select APPLY NOW to apply online
  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.