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3x Reward Card With Insane Bonus

$200 cash redemption value bonus is an incredible deal on a no annual fee card.

Greg Go, Updated on February 07, 2024 2/07/24

Editor's Pick: Best welcome bonus & best unlimited categories.

Bottom Line:
  • Earn unlimited 3x points on restaurants, gas stations, travel, phone plans, and more! Plus 1x on other purchases.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that’s a $200 cash redemption value. 
  • You must select "Apply Now" to take advantage of this specific offer.
  • Generous Intro APR on purchases.
  • $0 Annual Fee.

The Wells Fargo AutographSM Card’s offer is one of the largest welcome bonus we’ve seen for a no annual fee credit card. 

Getting $200 cash redemption value for your first $1,000 in spend — that’s like getting 20% in cash rewards! 

3x Rewards on Gas, Travel, Restaurants etc, No Cap!

This first-class card offers unlimited 3x points on gas, travel, restaurants, transit, popular streaming services and phone plans. Plus, earn unlimited 1x points on other purchases. There’s very few cards out there offering unlimited 3x points on such timely categories – this is almost unheard of for a no annual fee card.

And unlike most other rewards cards, there are no spending caps, rotating categories, or activations required. 

This Card is Loaded With Insane Features

  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Enjoy 0% Intro APR on purchases for 12 months from account opening, then 20.24%, 25.24%, or 29.99% variable APR after.
  • My Wells Fargo Deals: An easy way to earn additional cash rewards (as statement credit) while you shop, dine, or enjoy an experience simply by using this card.
  • Luxury Travel Perks: Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties.
  • No Annual Fee or Foreign Transaction Fee

Bottom line: Who Should Get This Card?

With a first-class bonus worth $200 in cash redemption value and unlimited 3x points on great categories like gas, restaurant, travel, etc, this card is for anyone who loves a great bargain. It is a simple card — no messy rotating categories and rewards do not expire. This level of insanely high bonus is almost unheard of for a $0 annual fee card.

This is a fantastic deal that we would recommend to our own friends and family, hands down.

Ready to earn a huge bonus?

» Click here to apply for the Wells Fargo AutographSM card

Have Poor Credit?

If you have poor credit or are younger with less credit history, you cannot qualify for great deals featured on this page. These credit card bonuses require excellent credit. If you have poor credit or little credit history, a rewards credit card may not be the right choice. You may want to first look into ways to improve your credit.

Wise Bread has worked with many organizations to help educate the public about credit and finance. Our experts have served as keynote speakers at the Society of Financial Educators Conference; co-hosted the New York Times' American Express Small Business Forum; contributed material to Citi's financial literacy community; and presented as a keynote speaker at Chase's Women in Leadership Conference.

The Wells Fargo AutographSM bonus is pretty hard to beat. But if you already have this card, here are two other options for your consideration.

If you are carrying a big balance right now, you could potentially save a ton of money by transferring your balance to this card. This card offers a stellar 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.

Thinking of making a big purchase? The extra long intro APR period of 15 billing cycles allows you to enjoy your purchases interest free for over a year. Such a long Intro APR period is almost unheard of for a no annual fee cash back card offering a hefty welcome bonus.

After making at least $1,000 in purchases in the first 90 days of your account opening, you will earn a $200 cash rewards bonus. This is quite a nice bonus for a card that’s already saving you a bundle on interest. Unlike some of the other cards we reviewed on this page, this card doesn’t offer any special bonus categories. However, it makes up for it with a solid 1.5% cashback on all purchases. If you dislike keeping track of rotating categories this may be the card for you.

The Customized Cash Rewards card also offers an attractive Intro APR deal. You get 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.

With interest rates going up constantly, this is a good time to do a balance transfer if you carry a balance on other high interest credit cards. Instead of paying your current bank hundreds or even thousands in interest why not put that money in your own pocket? To sweeten the deal, this no annual fee card also offers $200 cash rewards bonus when you make at least $1,000 in purchases in the first 90 days of account opening.

With the Customized Cash Rewards card you can also earn 3% cash back in one category of your choice: gas and EV charging stations, online shopping, dining, travel, drug stores, or home improvement/furnishings and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%. This is a great card for people who can keep track of their spend categories.

Learn More

Which Card Should You Get?

The Wells Fargo AutographSM is one of the best deals I've seen in my many years of writing about credit cards for Yahoo, US News, and Wise Bread.

» Apply Now! Start Earning a Bonus Worth $200 in Cash Redemption Value and 3x Bonus on Popular Categories!

 
 
Apply Now   Apply Now   Apply Now  
at Wells Fargo's secure site

This card is a slam dunk choice for earning a massive bonus and unlimited rewards.

  • Intro Purchase APR

    0% intro APR for 12 months from account opening

  • Intro BT APR

    N/A

  • Regular APR

    20.24%, 25.24%, or 29.99% Variable APR

Product Details

  • Click APPLY NOW to apply online
  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that’s a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.