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No Annual Fee Credit Cards for February 2020

Compare the best no annual fee credit cards from our partners and the marketplace to learn how you can maximize your credit card rewards without having to shell out for a fee each year.

These incredible no annual fee cards include cash back rewards, miles for travel, and cards that are friendly for balance transfers.

Find the right No Annual Fee Credit Card for you!

Bank of America® Cash Rewards credit card

$200 bonus offer, 3% back on gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, and 2% at grocery stores.
  • BONUS OFFER $200 ? ? online bonus offer
  • REWARDS 3% ? ? cash back on gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
  • ANNUAL FEE $0

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Capital One® Quicksilver® Cash Rewards Credit Card

$150 cash bonus, unlimited 1.5% cash back on every purchase, every day.
  • BONUS OFFER $150 ? ? cash bonus
  • CASH BACK 1.5% ? ? on every purchase
  • ANNUAL FEE $0

Highlights

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Bank of America® Travel Rewards Visa® credit card

Bonus points worth $250 in travel is highest for a no annual fee travel card.
  • BONUS OFFER 25,000 ? ? points worth $250
  • REWARDS 1.5X ? ? unlimited points on all purchases
  • ANNUAL FEE $0

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Discover it® Cash Back

Intro offer! Incredible unlimited CashBack Match™ your first year.
  • BONUS OFFER CashBack Match™ ? ?
  • CASH BACK 5% ? ? on rotating categories
  • ANNUAL FEE $0

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Blue Cash Everyday® Card from American Express

$150 bonus offer and high cash back at supermarkets.
  • BONUS OFFER $150 ? ? after spending $1,000 in purchases within the first 3 months.
  • CASH BACK 3% ? ? at U.S. supermarkets up to $6,000 per year in purchases, then 1%
  • ANNUAL FEE $0

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Citi Simplicity® Card - No Late Fees Ever

This card has no late fees, no penalty rate, and no annual fee.
  • 0% INTRO BT APR 21 ? ? months
  • REGULAR APR 16.24% - 26.24% ? ? variable
  • ANNUAL FEE $0

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BankAmericard® credit card

No penalty APR; paying late won't automatically raise your interest rate.
  • 0% INTRO PURCHASE & BT APR 18 ? ? billing cycles
  • REGULAR APR 14.49% - 24.49% ? ? variable
  • ANNUAL FEE $0

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Capital One® VentureOne® Rewards Credit Card

Earn unlimited 1.25x miles on every purchase, every day.
  • BONUS OFFER 20,000 ? ? miles worth $200 in travel
  • REWARDS 1.25X ? ? miles on every purchase
  • ANNUAL FEE $0

Highlights

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Capital One® SavorOne® Cash Rewards Credit Card

Earn a one-time $150 cash bonus plus unlimited 3% cash back on dining & entertainment.
  • BONUS OFFER $150 ? ? cash bonus
  • CASH BACK 3% ? ? on dining & entertainment
  • ANNUAL FEE $0

Highlights

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Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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