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Fantastic Cash Back Cards With Up to $200 Rewards Bonus Offer

Wise Bread Staff, Updated on September 28, 2023 9/28/23

Looking to make a big ticket purchase in the near future? You'll be glad to know that many top banks in America are currently offering exceptional cash rewards bonuses, providing you with an opportunity to boost your savings.

Not only do these outstanding credit cards offer enticing bonus deals, but they also provide excellent cash back on popular spending categories, all without any annual fees. It's a win-win situation for maximizing your savings and enjoying the benefits.

If you are going to spend the money anyway, why not do it with a new card that will offer a nice reward? Here are some of our favorite picks.

Wells Fargo Active Cash® Card

Wells Fargo Active Cash® Card Rates & Fees

Apply Now

at Wells Fargo's secure site

This card has a highly competitive cash reward bonus offer. Another attractive feature is the Active Cash card’s unlimited 2% cash rewards rate on purchases. It is a simple card with no categories or calendars to track. This makes Active Cash a viable go-to card for general spending.

  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • $0 annual fee.
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Intro Purchase APR

    0% intro APR for 15 months from account opening

  • Intro BT APR

    0% intro APR for 15 months from account opening on qualifying balance transfers

  • Regular APR

    20.24%, 25.24%, or 29.99% variable APR

Product Details

  • Select APPLY NOW to apply online
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express Rates & Fees

Apply Now

at American Express's secure site

If you enjoy earning rewards for your everyday spending, the Blue Cash Everyday® Card is a sensible option. This card covers a lot of great categories, including a couple of fairly rare ones like online shopping. 

  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Terms Apply.
  • Intro Purchase APR

    0% Intro APR on purchases for the first 15 months

  • Intro BT APR

    0% Intro APR for the first 15 months on balance transfers requested within 60 days of account opening

  • Regular APR

    19.24%-29.99% Variable

Product Details

  • Click APPLY NOW to apply online
  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
  • Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
  • Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.
  • Terms Apply.

Capital One SavorOne Cash Rewards Credit Card

Capital One SavorOne Cash Rewards Credit Card

Apply Now

at Capital One's secure site

This cash back credit card is great for foodies. It has a rare combination of high, unlimited cash back rates on dining and grocery store purchases. Factor in the enticing cash bonus, and you've got a solid credit card that ticks all the right boxes for savvy spenders.

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn.
  • No foreign transaction fee.
  • No annual fee.
  • Intro Purchase APR

    0% intro APR on purchases for 15 months

  • Intro BT APR

    0% intro APR on balance transfers for 15 months

  • Regular APR

    14.99% - 24.99% (Variable)

Product Details

  • Click APPLY NOW to apply online
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 14.99% - 24.99% variable APR after that
  • No foreign transaction fee
  • No annual fee
  • Intro Purchase APR

    0% Intro APR for 15 billing cycles for purchases

  • Intro BT APR

    0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

  • Regular APR

    18.24% - 28.24% (Variable)

Product Details

  • Click APPLY NOW to apply online
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice - now with expanded categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Newly expanded categories based on Bank of America customer feedback! 3% cash back on Gas (to now include Electric Vehicle Charging (EVC) Stations) and Online Shopping (to now include Cable, Streaming, Internet and Phone Services).
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.