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Fantastic Cash Back Cards With Up to $200 Rewards Bonus Offer

Partner Offers Below

Wise Bread Staff, Updated on December 01, 2022 12/01/22

Are you planning to make a big purchase soon? Would you like to earn great cash back while shopping? Many of America's top banks are offering fantastic cash rewards bonuses that can put more money into your pocket.

In addition to great bonus deals, some of these outstanding cash back cards also offer long Intro APR periods that will give you a break on paying interest. All with no annual fee!

If you are going to spend the money anyway, why not do it with a new card that will offer a nice reward? Here are some of our favorite picks.

Wells Fargo Active Cash® Card

Wells Fargo Active Cash® Card Rates & Fees

Apply Now

at Wells Fargo's secure site

This has one of the highest flat cash rewards rate, generous signup bonus, and no interest until 2023.

  • Earn unlimited 2% cash rewards on purchases. This no-hassle flat rate deal is one of the best we’ve seen in years.
  • $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months.
  • Up to $600 protection for your cell phone if monthly bill paid with this card ($25 deductible).
  • "My Wells Fargo Deals": An easy way to earn additional cash back (as statement credit) while you shop, dine, or enjoy an experience simply by using this card.
  • $0 Annual Fee.
  • Intro Purchase APR

    0% intro APR for 15 months from account opening

  • Intro BT APR

    0% intro APR for 15 months from account opening on qualifying balance transfers

  • Regular APR

    18.74%, 23.74%, or 28.74% variable APR

Product Details

  • Select APPLY NOW to apply online
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express Rates & Fees

Apply Now

at American Express's secure site

If groceries is a large chunk of your monthly expenses, the Blue Cash Everyday® Card from American Express will certainly help.  

  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • 1% Cash Back on other purchases.
  • Earn up to $250 - Here's How: Earn up to $150 back when you shop with PayPal. Earn 20% back as a statement credit on purchases when you use your new Card to check out with PayPal at merchants in the first 6 months of Card Membership, up to $150 back. Plus, earn $100 back as a statement credit after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership. 
  • No annual fee.
  • Terms Apply.
  • Intro Purchase APR

    0% Intro APR on purchases for 15 months

  • Intro BT APR

    0% Intro APR for the first 15 months for any balance transfers requested in the first 60 days

  • Regular APR

    17.74%-28.74% Variable

Product Details

  • Click APPLY NOW to apply online
  • Earn up to $250 – Here’s How: Earn up to $150 back when you shop with PayPal. Earn 20% back as a statement credit on purchases when you use your new Card to check out with PayPal at merchants in the first 6 months of Card Membership, up to $150 back. Plus, earn $100 back as a statement credit after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership.
  • No Annual Fee.
  • Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 17.74% - 28.74% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Get $7 back each month after using your Blue Cash Everyday Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
  • Terms Apply.

Bank of America® Unlimited Cash Rewards credit card

Bank of America® Unlimited Cash Rewards credit card

Apply Now

at Bank of America's secure site

Call to Apply

with a Bank of America representative

This card offers great unlimited cash back plus peace of mind. You can relax knowing your rewards never expire while your account is open and in good standing. No worries or hassles. Just steady cash back with every dollar you spend.

  • $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • No annual fee.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Apply Now
at Bank of America's secure site
Call to Apply
with a Bank of America representative
  • Intro Purchase APR

    0% Intro APR for 18 billing cycles for purchases

  • Intro BT APR

    0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days

  • Regular APR

    17.74% - 27.74% (Variable)

Product Details

  • Click APPLY NOW to apply online
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don’t expire.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.74% - 27.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
  • Intro Purchase APR

    0% Intro APR for 18 billing cycles for purchases

  • Intro BT APR

    0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days

  • Regular APR

    17.74% - 27.74% (Variable)

Product Details

  • Click APPLY NOW to apply online
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.74% - 27.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.