Our collection of the best credit cards to maximize travel rewards makes it clear that travel reward rates are at an all-time high and should make it easy to find a great offer for you.
Before you start applying, let's take a look at how travel credit card offers work. The three most popular travel programs offer fixed value points, transferable points, or are co-branded.
The biggest difference between fixed value and transferable point programs is how they are redeemed. Fixed value cards allow you to purchase travel with your card (also accumulating points for those purchases) and then redeem points as a statement credit to pay for those travel expenses.
With transferable programs, you must either transfer your points to a travel program to redeem travel, or use the credit card's travel portal to book travel with your points. Usually this gives you a few more options in travel partners than with a co-branded card which is designated for one particular program.
Of course, you'll need to review the terms of any program you choose. Some reward programs only allow you to fly economy, while others will give you the option to upgrade to first class at a reduced rate. Some of the best credit cards to maximize travel rewards will also include other valuable benefits like large signup bonus offers, flexible reward redemption or travel insurance.
As you might guess, no two credit cards are created equal. So, what should you look for as you consider travel credit card offers?
Ready to see if you qualify? Take a look at our list of the best travel credit cards in 2019. Make sure you take a look at the terms and conditions and consider interest rates, fees, and credit score limitations before you apply.
When you're ready, click the green “Apply Now” button to go directly to each card's application page. As soon as you have your card information, you can start tracking your spending, racking up your travel rewards, and planning your next trip!
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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