Wise Bread's ratings are determined by our editors. The scoring takes into account type of card being reviewed, audience, intended use, rates, fees, rewards, convenience, reputation, innovation, other features, etc.

= Best
= Excellent
= Good
= Fair
= Poor

3x Reward Card With Insane Bonus

$200 cash redemption value bonus is an incredible deal on a no annual fee card.

Greg Go, Updated on May 08, 2023 5/08/23

Editor's Pick: Best welcome bonus & best unlimited categories.

Bottom Line:
  • Earn unlimited 3x points on restaurants, gas stations, travel, phone plans, and more! Plus 1x on other purchases.
  • Earn 20,000 bonus points ($200 cash redemption value) when you spend $1,000 in the first 3 months
  • Generous Intro APR on purchases.
  • $0 Annual Fee.
  • Click "APPLY NOW" to apply online.

The Wells Fargo AutographSM Card’s offer is one of the largest welcome bonus we’ve seen for a no annual fee credit card. 

Getting $200 cash redemption value for your first $1,000 in spend — that’s like getting 20% cash back! 

3x Rewards on Gas, Travel, Restaurants etc, No Cap!

This first-class card offers unlimited 3x points on gas, travel, restaurants, transit, popular streaming services and phone plans. Plus, earn unlimited 1x points on other purchases. There’s very few cards out there offering unlimited 3x points on such timely categories – this is almost unheard of for a no annual fee card.

And unlike most other rewards cards, there are no spending caps, rotating categories, or activations required. 

This Card is Loaded With Insane Features

  • Up to $600 protection for your cell phone if monthly cell phone bill is paid with this card ($25 deductible).
  • Enjoy 0% Intro APR on purchases for 12 months from account opening, then 19.99%, 24.99%, or 29.99% variable APR after.
  • My Wells Fargo Deals: An easy way to earn additional cash back (as statement credit) while you shop, dine, or enjoy an experience simply by using this card.
  • Luxury Travel Perks: Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties.
  • No Annual Fee or Foreign Transaction Fee

Bottom line: Who Should Get This Card?

With a first-class bonus worth $200 in cash redemption value and unlimited 3x points on great categories like gas, restaurant, travel, etc, this card is for anyone who loves a great bargain. It is a simple card — no messy rotating categories and rewards do not expire. This level of insanely high bonus is almost unheard of for a $0 annual fee card.

The Wells Fargo AutographSM is one of the best deals I've seen in my many years of writing about credit cards for Yahoo, US News, and Wise Bread.

You never know how long this offer may last. Take advantage of it today before it's too late.

» Apply Now! Start Earning a Bonus Worth $200 in Cash Redemption Value and 3x Bonus on Popular Categories!

Apply Now   Apply Now   Apply Now  
at Wells Fargo's secure site

This card is a slam dunk choice for earning a massive bonus and unlimited rewards.

  • Intro Purchase APR

    0% intro APR for 12 months from account opening

  • Intro BT APR


  • Regular APR

    19.99%, 24.99%, or 29.99% variable APR

Product Details

  • Click APPLY NOW to apply online
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
  • $0 annual fee
  • 0% intro APR for 12 months from account opening on purchases. 19.99%, 24.99%, or 29.99% variable APR thereafter
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
  • Select "Apply Now" to learn more about the product features, terms and conditions.