Does Your Money Management Reflect Who You Truly Are?


Have you ever thought about what is driving your spending decisions?

While some of us might choose frugality out of necessity, for many people who choose to live beneath their means, the decision is not about money at all. Perhaps you're pretty wealthy, but choose to drive an old car. Or maybe you would rather learn to do your own plumbing than call someone out to fix that dripping pipe.

While there are many different reasons for people to adopt a frugal lifestyle, for some people, the decision is all about their core purpose. And when that's the case, living by your own brand of frugality isn't a chore; it's just who you are.

Do these driving factors resonate with you?


A sense of social justice can drive attitudes about finance and consumerism. Frugality is not a optional quirk people who have a strong sense of faith can take or leave — it's a core purpose that keeps them grounded.

Actively working to help others and encourage a more equal distribution of resources results in a frugal lifestyle. Maybe by living beneath your means, you have more disposable income to donate to causes you care about, or maybe by working less you have more time to support others through your actions. Either way, learning to live well on less becomes second nature.

Environmental Concerns

Sustainability (or the lack thereof) is a driving factor to many people who choose a frugal lifestyle. Making decisions with some thought about the world we might leave our children with means that many of the worst excesses of consumerism are dropped.

Shopping for clothes at a thrift store, for example, means consuming fewer resources, sending less to landfills, and reducing pollution. The same logic means avoiding new gadgets, flying less frequently, and trying to eat local and seasonal produce. The simpler life that results is not only better for the environment, it is also less costly.

Rejection of Consumerism

In everyday life, we are bombarded with ways to spend our hard earned cash. Advertising is everywhere — and for some of us, ignoring it and rejecting consumerism as a whole can be thoroughly liberating.

Many people who reject consumerism in this wholehearted way were actually massive spenders themselves in the past. Because this can lead to debt and financial stress, it is not unusual for a moment to come along and leave the spendthrift reformed. The revelation hits that this lifestyle is not sustainable, and excessive spending in the present is sacrificing future happiness. And a new core purpose of frugality emerges.

Inspiring Self-Reliance

Being frugal requires a good degree of self-reliance and creativity — whether it's coming up with great homemade gifts, or learning to fix your own furnace. There's a certain sense of satisfaction from learning these skills, and being able to manage whatever life throws at you.

If you're raising a family, being frugal takes on a whole new dimension. Not only are you teaching your kids to live within their means, and place value on the right things, you're also likely teaching them great life skills, too. If part of your core purpose is to inspire this self-reliance for your kids, then being frugal is not about saving money so much as learning — and sharing — skills.

When you're driven by a core purpose, living well on a budget ceases to be a punishment and becomes a part of who you are. If you're struggling to stick to your financial goals, then try to figure out how saving cash aligns with your core purpose. Identifying this can make it a whole lot easier to keep moving towards a frugal lifestyle.

What drives your attitudes towards spending? Let us know in the comments!

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