For Business Travelers: CitiBusiness / AAdvantage Platinum Select World Mastercard

By Kris Majaski. Last updated 7 January 2021. 0 comments

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The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® from our partner Citi is partnered with the AAdvantage rewards program allowing small business owners an opportunity to earn miles on purchases made with American Airlines, and business related purchases such as telecommunications. The miles you earn can then be redeemed for flights. When you consider this in combination with the other perks and benefits that the card offers, this card can become quite the valuable asset for your business. (See also: Best Small Business Credit Cards)


Why We Like This Card

  • 65,000 bonus miles offer 
  • Annual companion certificate
  • Travel perks

How This Card Works

Earn two miles for each dollar spent on eligible American Airlines purchases, at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. Earn one mile for each dollar spent on other purchases. You can earn an unlimited number of miles which do not expire. 

Bonus offer: Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

Miles can be redeemed for flights with American Airlines, as well as cabin upgrades. Miles can also be redeemed on all oneworld airlines, which includes Cathay Pacific, Finnair, Iberia, Japan Airlines, LATAM Airlines, Malaysia Airlines, Qantas Airways, and more.

Other Benefits

First checked bag free. When you fly American Airlines, your first checked bag on domestic itineraries is free for yourself and up to four companions on the same reservation.

Preferred boarding. Includes preferred boarding privileges on American Airlines domestic flights.

Mileage discount on award flights. Get a discount of up to 7,500 miles when redeeming for roundtrip MileSAAver flights.

Companion certificate. Each year that you spend $30,000 with your card, you receive an American Airlines companion certificate when you renew your card membership. This is good for one roundtrip domestic economy fare at $99 plus taxes and fees of $21.60 to $43.20 for a companion on the same reservation. The certificate is good for one year after it is issued.

Wi-Fi discount. Get a 25% savings on American Airlines inflight Wi-Fi when you use your card.

Free employee cards. Add cards to the account with designated account limits for your employees at no additional cost. This allows you to monitor and manage the accounts and lets the employees earn miles on their purchases as well.

Business account management. Includes tools for small businesses such as quarterly and annual reports which can be broken down by employee, expense, and spending category.


Bonus offer. Your bonus miles can be redeemed for MileSAAver flights and, depending on the flights, can be worth hundreds of dollars. This bonus can help offset the cost of the annual fee after the first waived year.

Earn miles on business purchases. You can earn miles not only from American Airlines purchases, but for many business purchases such as  telecommunications, car rentals, and gas. This helps business owners rack up miles faster.

Travel perks. From free checked bags to preferred boarding, traveling can be a bit more comfortable and cost effective.

Companion certificate. Each year that you spend at least $30,000 with your card, you receive a companion certificate that can be used by anyone traveling on the same reservation. The companion certificate can result in tremendous savings whether traveling with a family member or an employee.

No foreign transaction fees. If you or your employees travel abroad for business, you won't need to worry about paying foreign transaction fees on purchases.


High annual fee. Although the annual fee is common with other travel rewards cards, the benefits and bonuses opportunities are dependent on whether or not you use the card enough. For example, if you don't meet the spend requirement for the bonus or spend at least $30,000 per year with the card, you won't receive enough rewards to offset the fee. If you don't travel or spend enough to benefit from the extra bonuses, you may want to instead consider other small business credit cards. (See also: 5 Best Credit Cards with No Annual Fees)

Who This Card Is Best For

This card is best for small business owners whose purchases fall within the double miles categories. It is also a great card for those who will spend at least $30,000 per year with the card in order to qualify for the companion certificate, and fly with American Airlines frequently enough to benefit from the valuable travel perks. Additionally, if you have employees you can add to the account so their business purchases earn miles also, you can earn enough miles for award flights fairly quickly.

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