Get Cash Back for Everyday Purchases with the Blue Cash Everyday Card from American Express
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Editor's note: This offer is currently unavailable.
Many rewards programs focus on travel benefits and other perks that do not include everyday type purchases. The Blue Cash Everyday® Card from American Express is one of the rare credit cards that awards general day to day purchases, which can add up and become quite valuable. (See also: Best Credit Cards for Everyday Purchases)
Why We Like This Card
- $200 welcome offer. Terms Apply.
- Up to 3% cash back on everyday purchases
How This Card Works
You can earn 3% cash back on purchases made at U.S. supermarkets (up to $6,000 per year in purchases, then 1% cash back applies), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back for all other purchases made with the card. Superstores and wholesale clubs do not qualify for the bonus cash back in any of the categories and generally fall into the "other" category at 1%.
(See also: Best Credit Cards that Offer Bonus Cash at Sign-Up)
Bonus offer: Earn $200 back after you spend $1,000 within the first 3 months on your new Card.
Other Benefits
Purchase Protection: Protect your purchases against accidental damage and theft for up to 90 days.
Car Rental Loss and Damage Insurance: Use your Amex card to pay for your rental and be covered if the car is damaged or stolen.
Terms apply.
Considerations
Cap on U.S. supermarket purchases. There is a cap on the 3% earned from U.S. supermarket purchases of $6,000 per year. After that, you only earn 1% for these purchases. This may not be a huge problem if your grocery bill is under approximately $500 per month because you still earn as much as $180 per year for those purchases. (See also: Best Credit Cards for Groceries)
Who This Card Is Best For
The Blue Cash Everyday Card is best for those whose everyday purchases in groceries, gas, and department stores make up a significant portion of their monthly budget.
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Something is misleading about the Blue Card. You must spend $2500 a month on groceries for it to be worth the $75 fee. You can already get 3% on groceries without spending the $75 fee using the Everyday card. Therefore, you only get 3% more by paying the $75 fee. Comparing the two cards without taking into account that you are already getting 3% without paying an annual fee misleads people.
Mitchell,
The free card was indeed taken into consideration for coming up with the $2500 (per year) figure.
If you spend $2500 per year in groceries, with the free card, you'd get $75 back (3%).
With the Preferred card, you'd get $150 back (6%). That's $75 more than the free card (and the cost of the annual fee).
That's the breakeven, where you'd make the exact same amount with either card. Once you go over that threshold, you'd be better off with the Preferred.
For example, if you spend $3000 per year, with the no-fee card, you'd get $90. With Preferred, you'd get $180 - $75 annual fee = $105.