Holly Johnson's picture

Holly Johnson

Holly is a financial expert, blogger, and award-winning writer with a focus on personal finance, travel and credit.

Latest articles by Holly Johnson

How a Family of 4 Can Visit Hawaii for $1,000 or Less

Hawaii may be beautiful, but it's far from the mainland and expensive to visit. These tips can help you plan a Hawaiian vacation for $1,000 or less.

6 Ways to Automate Credit Card Payments and Rewards

Make your credit card rewards work for you by automating them, as well as your monthly payments so you never have to pay a late fee.

This Is When It Pays to Stay Loyal to a Rewards Credit Card

Staying loyal to a particular rewards credit card can be risky, but it can also pay off if you know how to play the game. This is how to win.

6 Steps to Getting a Credit Card When You Have Bad Credit

Bad credit might get in the way your financial goals, but it doesn't have to keep you from getting approved for a credit card.

When Airline Miles Aren't Worth the Effort

Frequent flyer programs may be lucrative if you earn enough miles, but they can also be a pain. Learn when they aren't worth your time.

5 Reasons You Can Be Denied for a Credit Card Even With Good Credit

Having good credit makes it easier to get approved for home loans, car loans, and the top travel credit cards. However, a good credit score can only take you so far.

Make These 5 Money Moves Before You Travel Abroad

International travel requires a lot of research and planning beyond how to pack and which excursions to book. This checklist can help you prepare financially for your trip.

Why the Best Credit Card Rewards Strategy Is a Slow One

When it comes to credit card rewards strategies, follow the lead of the tortoise, and take it slow.

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

5 Affordable U.S. Wine Destinations Outside California

California wine country isn't the only spot to book a winery weekend. Explore these wine destinations that may be closer to home and more affordable than you think.

How 2 People Can See Paris for $500 or Less

Visit the enchanting city of Paris for the historic buildings, world famous art, and the crepes. Just make sure you do it inexpensively with a smart combination of rewards cards.

How a Family of 4 Can See Italy for $1,000 or Less

Italy is home to beautiful views and sought-after experiences, but it's also expensive to reach. This guide can help you see this amazing destination for $1,000 or less.

6 Tools That Can Help You Boost Your Credit Score This Year

Boosting your credit score takes time and patience, but there are plenty of tools and apps to help you along the way.

6 Affordable Kid-Free Vacation Ideas

You've earned some time away from the kiddos. These trips will let you enjoy some kid-free time without breaking the bank.

How to Take a 7-Day Cross Country Road Trip for $350 or Less

We all want to hit the open road and drive across the country, but costs can add up quickly. Luckily, we found a way to do it for $350 or less.

How to Score a European Cruise for $1,000 or Less

If Europe is on your bucket list, but you need to maximize your time and your budget, a cruise can help.

6 Ways to Find Child Care While Traveling

Traveling with your kids is a great way to bond as a family, but there is such a thing as "too much" togetherness.

You're Denied a Credit Card Due to Too Many Hard Inquiries. Now What?

Hard inquiries ruining your rewards game? When you can't get approved for new cards, these strategies can help you make the most of what you've got.

How to Decide If Airport Lounge Access Is Worth Paying For

Airport lounges provide a quiet escape from the madness of airport terminals, but access comes at a cost.

2-Minute Read: What You Need to Know About FICO Scores

Here's everything you need to know about FICO scores, and it'll only take you two minutes to read.