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Holly Johnson

Holly is a financial expert, blogger, and award-winning writer with a focus on personal finance, travel and credit.

Latest articles by Holly Johnson

The 6 Absolute Worst Ways to Cash In Your Travel Points

Before you cash in your travel points on a whim, make sure you're getting the best value for them.

The 4 Ultimate Credit Card Combinations to Level Up Your Rewards Game

Believe it or not, you can score incredible rewards when you use two credit cards together. Here's how to cash in.

5 Ways to Make the Holidays More Affordable — Without Taking Out a Holiday Loan

Before you apply for a personal loan to cover your holiday spending, consider these alternatives.

6 Steps to Avoiding Credit Card Debt Over the Holidays

Follow these six steps and your holiday season will be credit card debt-free.

All the Ways You Can Score More Points and Miles This Holiday Season

While you're busy holiday shopping and preparing for trips to see the family, why not earn tons of points and miles in the process?

How Travel Rewards Cards Can Help You Score Luxury Travel Perks

Sure, travel rewards cards can help you see the world for free, but use your points right and you can do it in extreme comfort and luxury, too.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

Why You Should Buy Travel Insurance — Even if Your Credit Card Offers It For Free

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

6 Signs You Should Refinance Your Student Loans With a Private Lender

Is it time to refinance your student loans with a private lender? Here are six signs it might be.

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

How to Stretch Your Airline Miles With Dynamic Award Pricing

Dynamic award pricing is here to stay, but there are still plenty of ways to get the most out of your airline miles.

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

The 4 Worst Kinds of Debt to Have in 2019

Debt can be a necessary evil when it comes to building credit, but in 2019, these are the worst kinds of debt to carry.

8 Ways to Save Money When You Can't Really Afford To

Saving money seems impossible when you're living paycheck to paycheck, but there's still a way to make it work.

5 Money Moves to Make Before You Turn 40

Before you hit the big 4-0, make sure you've made these money moves.

Here's How Much Money You're Losing With Your Regular Savings Account

Is it time to move your money into a new savings account? Here's how to decide.

9 Hidden Expenses to Plan for When You Redeem Travel Rewards

Redeeming travel rewards is fun and can feel like scoring free travel, but there are some hidden expenses you should budget for.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.