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Holly Johnson

Holly is a financial expert, blogger, and award-winning writer with a focus on personal finance, travel and credit.

Latest articles by Holly Johnson

Why Cruises Are the Best Option for a Cheap Family Vacation

Looking to book a family getaway that won't break the budget? Search no more and head to the high seas!

How a Credit Card Can Actually Help You Get Out of Debt

Is paying off debt with a credit card ever a good idea? In some cases, yes.

Why You Should Use a Personal Loan to Pay Down Debt

This might seem like surprising financial advice, but you should consider paying off debt with a personal loan.

How to Use Airline Shopping Portals to Cash In On Rewards

Airline shopping portals can help you earn thousands of miles each year, without getting on an airplane.

5 Personal Loan Fees You Should Never, Ever Pay

The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Maximize Rewards Through Credit Card Shopping Portals

Credit card shopping portals help you earn more points and miles for every dollar you spend. And they're incredibly easy to use!

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

How to Pick a Travel Insurance Policy

Travel insurance can be worth the cost, as long as you pick the right one from a company you trust. Here's how to do that.

Everything You Need to Know About Airline Dining Rewards Programs

Wait, you can rack up airline miles by eating out at your favorite restaurants? Yes, it's true!

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

Should You Refinance Student Loans With a Balance Transfer Card?

Balance transfer cards promise 0% APR for a limited time, but that doesn't mean they are ideal for student loans.

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

Should You Finance a Tiny Home With a Credit Card?

The relatively low price of tiny homes makes nearly any financing option a possibility, including credit cards. But should you go that route?

8 Things You Need to Know About Debt Management Plans

Debt management plans can help you work your way out of debt, but they aren't for everyone.

How a Family of 4 Can Visit Hawaii for $1,000 or Less

Hawaii may be beautiful, but it's far from the mainland and expensive to visit. These tips can help you plan a Hawaiian vacation for $1,000 or less.

6 Ways to Automate Credit Card Payments and Rewards

Make your credit card rewards work for you by automating them, as well as your monthly payments so you never have to pay a late fee.

This Is When It Pays to Stay Loyal to a Rewards Credit Card

Staying loyal to a particular rewards credit card can be risky, but it can also pay off if you know how to play the game. This is how to win.

6 Steps to Getting a Credit Card When You Have Bad Credit

Bad credit might get in the way your financial goals, but it doesn't have to keep you from getting approved for a credit card.

When Airline Miles Aren't Worth the Effort

Frequent flyer programs may be lucrative if you earn enough miles, but they can also be a pain. Learn when they aren't worth your time.