Strategies for Fighting Frugality Fatigue

While there is no such thing as a “magic formula” for building wealth, living below your means is by far the closest thing. When you spend less than you earn and save the rest, you will build wealth — and savings — by default. […]

How 2 People Can See Paris for $500 or Less

France is one of the most visited countries on Earth, and its capital city of Paris remains one of its biggest draws. This thriving metropolis boasts everything you could want in a European getaway — historic landmarks, world famous art, amazing food, and Insta-worthy photo ops galore. You... […]

Seven ways to find time to invest in yourself

Know that you should invest in yourself, but just can't find the time? Well, you can, and the time is probably right in front of you … Investing in yourself is important because no one cares about your success or your financial security as much as you do. Businesses will just want your money. Your employer will just want as much work from you for as little money as possible. […]

The ‘Butterfly Effect’ of Our Financial Decisions

The “butterfly effect” refers to the metaphorical idea that a butterfly flapping its wings on one side of the world can, through a series of chain reactions, cause a hurricane thousands of miles away. I recently learned that the metaphor has its roots in chaos theory, which is an area of study that tries to work out how complex systems work. […]

The Risks of Everyday Life

My oldest son’s best friend very suddenly came down with a serious illness a couple of weeks ago. He has been in the hospital ever since, dealing with a surgery and then a number of post-surgery complications. I don’t even want to speculate as to what their medical bills will look like, even with good insurance. At the same exact time, another friend of mine abruptly lost his job. […]

Ask the Readers: Do You Outsource Any Household Tasks?

It's easy to neglect household chores when you're busy — and if you don't like doing them in the first place! For certain families and certain tasks, it makes sense to hire someone to help you out, whether it's a cleaning crew that comes by once a week or a grocery delivery service that... […]

10 Ways to Avoid Germs on Planes, Trains, and Automobiles

Public transportation is unavoidable, especially if you're on vacation or have to travel for work often. What's also unavoidable is being exposed to the millions of germs from the thousands of passengers that use the same forms of transportation daily. Luckily, there are plenty of ways to protect... […]

15 Secrets of People Who Retire Early

Link for teaser title:  https://www.wisebread.com/15-secrets-of-people-who-retire-early There's no rule you have to wait until 65 to stop working. Countless people have retired at... […]

Saving more and working longer: Two powerful ways to increase your retirement resources

The July 2018 issue of the AAII Journal — the monthly publication of the American Association of Individual Investors — includes an intersting article about how to “increase your retirement resources”. […]

Questions About Auto Insurance, Prime Day, Social Security, Watches, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Teen’s first steps for investing 2. Part time auto insurance 3. Thoughts on vacation cruises? 4. Starting my financial journey 5. Helping sick friend 6. Dealing with a “funk” 7. Prime Day strategies? 8. […]

Get More Work Done: Eight Ways to Avoid the ‘Halfway Zone’

More often than I’d like to admit, I find myself working on a task, but not really working on the task. For instance, I’ll start a writing project on my computer, but I’ll have my Twitter feed open in a separate tab. […]

Millions of Americans Will Never Retire

Here's a piece that says millions of Americans think they will never retire. The details: A majority of Americans don’t know how much money they need to save for retirement, while 19 million Americans don’t think they will retire at all. Ok, so this is two different issues: One group doesn't know how much they need to save for retirement. That's an easy fix. […]

How to Get Your Car Ready for Hurricane Season

When you're prepping for hurricane season, it's easy to get caught up in protecting your house and making sure you're stocked with basic supplies. You may totally forget about your car. This is a mistake — in a natural disaster, your car might be your saving grace. If you get caught in... […]

Our House Came With Two Goats — and They’re Heartbreaking Helpers

Goats aren’t yoga props or party decorations: They’re inexpensive, reliable creatures who can be a tremendous help around the yard if you let them. They’re also the most rewarding, heartbreaking portion of my farm experience. When my wife and I were first looking at a roughly two-acre historic farm amid 80 field acres in unincorporated Washington County, Ore., we were introduced to the farm’s two […]

The Advice of ‘Don’t Go to Starbucks Every Day’ and What It Really Means

It’s almost a running joke that personal finance writers like to bring up the idea of cutting out that ol’ daily trip to Starbucks as a way to save money. […]

The More List and the Less List

A long time reader named Janice recently suggested an exercise to me that I tried out at the beginning of the month and have found to be really insightful and useful. I’m not sure where Janice came across this tactic originally, but here it is, in her words. Sit down with two sheets of paper. Write “do more” at the top of one sheet and “do less” at the top of another sheet. […]

8 Types of People Who Will Never Win at Money

There are many factors that determine whether or not you'll be successful at managing money throughout your life. But of those many factors, your personal habits and character traits are perhaps the biggest. If you look through this list and see yourself on here, it's time to make some changes;... […]

15 Real Legitimate Side Jobs for the Stay-at-Home Parent

Link for teaser title:  https://www.wisebread.com/15-real-legitimate-side-jobs-for-the-stay-at-home-pare... In the Internet era, it is possible to find real jobs (with no startup... […]

The Wisdom of Frugality: Why the Philosophy of Frugality Is a Hard Sell

This is the fourth entry in an eight part weekly series that provides a detailed look at the book The Wisdom of Frugality by Emrys Westacott. […]

Free Resources and Financial Help for Cancer Patients

I will forever remember the phone call. The stranger on the other end of the telephone line saying, “I have some bad news.” The news was that I had invasive ductile cancer. Whatever that meant, I thought to myself, as I sat listening, numb and in a daze. Two tumors. One quite large. […]