Now in Stock, Sticker Shock: How a Trade War Could Impact Your Budget

As tariff tiffs ratchet up between the United States and its key trading partners, especially China, economists are warning of the potential for a full-blown trade war and global economic crisis — and everyone from American manufacturers to farmers are increasingly on edge about what the future holds. […]

Ask the Readers: How Will You Prep Your Home for Winter?

Winter is coming! Sure, it's still early fall, but now is actually the best time to get to work around the house so that you stay cozy and secure when the cold months roll around. How will you prep your home for winter? What are some of the common seasonal hazards in your area, and what will you... […]

How to Do a Reconnaissance Trip Before Retiring Overseas

Making the decision to retire abroad is a huge step for anyone, even if you're a seasoned world traveler. Perhaps you've spent significant periods of your life overseas exploring various locations, but making the move to another country is entirely different. It can be a daunting prospect, but you... […]

Questions About Penny Stocks, College Planners, Mattresses, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Mother using my credit card 2. College planner a worthwhile investment? 3. 401(k) contribution question 4. Quietly seeking a new job 5. Who buys penny stocks? 6. Spend money too easily 7. […]

I’m a Financial Planner. Here’s How I Invest My Own Money.

Even if you have a solid understanding of the general concepts around investing, choosing specific investments can be a struggle. In some cases there are literally thousands of choices with an almost limitless amount of information available about each one. […]

How a Family of 4 Can Visit Hawaii for $1,000 or Less

Hawaii is a bucket list destination for many families, and for good reason. The islands that make up Hawaii boast spectacular mountain landscapes, unbeatable beaches, tropical and lush greenery, and a culture all their own. Hawaii is also a paradise for outdoor enthusiasts, with world class... […]

The Ultimate Guide to Eggs: Nature’s Frugal, Flexible Protein

I am an egg superfan. They’re cheap, easy to cook, and full of protein. I used to find eggs on sale and then buy 96 at a time. […]

Finding Spiritual Meaning in Good Personal Finance Practices

Personal finance can often feel like a very self-centered notion. It involves looking at one’s own financial state and figuring out how to maximize that state, almost within a bubble. […]

Is Being Comfortable a Positive Thing?

Sarah and I live what I would call a comfortable life. It’s far from perfect – there are lots of stresses floating around – but it’s comfortable. We aren’t in any immediate danger of any kind of financial problems. We have a house that’s plenty big and we have plenty of clothes and possessions. We never lack for the food we want to eat. […]

5 Smart Ways to Reduce Your Credit Card Interest

If you've been trying to get out of credit card debt, you've probably heard about 0% APR credit cards that offer balance transfers. They are so well known that it can be disappointing every time you see a headline proclaiming some great idea about how to pay off your debt, only to find out it's... […]

11 Unique Ways Millennials Are Dealing With Student Loan Debt

Link for teaser title: Here are 11 unique ways to wipe out student loan debt faster and with... […]

Making the Super Quick and Convenient Lunch Much More Frugal

At our house, we’re pretty strict on limiting free time for our kids. They get maybe half an hour of screen time after school (after their homework is done) and, on some evenings, half an hour after supper. […]

What You Don’t Know About Insurance Is Costing You

Insurance can protect you, but only if you know what it covers before you take out a policy. As it stands, most of you have no idea if your insurance covers the change you left in your car’s cupholder, that dog bite you got when you walked too close to your neighbor’s fence, or the wooden support beams in your basement currently being devoured by termites. […]

7 Affordable Cities for a Craft Beer Road Trip

As any beer aficionado knows, the craft beer scene across the country is booming. In 2017 alone, the craft beer industry was worth $26 billion, and was spread out across 6,266 craft breweries in the U.S. That's a lot of breweries to visit. But if you're on the lookout for some fresh beer and up... […]

Join Our Tweetchat on Thursday 9/13, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Resumes! Learn about what to include on your resume, common resume mistakes, unusual resume advice, and more! Let us know... […]

Starting College Savings When Your Children Are Older

It’s common sense if you know much at all about investing and personal finance. If you intend to save for your children’s college education, the best thing you can do is start early – as early as possible. The reason is simple – it’s all about the power of compound interest. […]

Six Signs Your Balance Transfer Could End in Disaster

The average credit card balance was $6,354 at the end of 2017, and American consumers now hold more than $1 trillion in collective revolving debt, most of which is on plastic. These numbers probably sound scary, but they can’t be that surprising. […]

6 Ways to Automate Credit Card Payments and Rewards

Credit card rewards can seem overly cumbersome and complex, so much so that many consumers don't even bother trying to earn them. It takes a lot of work to figure out which rewards or cashback credit card would meet your needs in the first place, and even then, you still have to figure out how to... […]

Spending rate versus saving rate

For years, I’ve argued that your saving rate is the most important number in personal finance. “Saving rate” in the world of personal finance is the same as profit in the world of business. […]

How to Find – and Get the Most Value From – Your Local Discount Grocer

One of the most powerful strategies out there for saving money on your food bill (once you’ve cracked the real secret, which is that making your own meals and eating at home is a tremendous money saver) is to do most of your grocery shopping at a discount grocer. […]