Barclays Personal Loans Review

While British banking giant Barclays is mostly known in the U.S. for their dynamic rewards and travel credit cards, they recently came out with a personal loan product aimed at American consumers. With Barclays personal loans, Americans are now able to borrow money for nearly any reason and secure a fixed interest rate and fixed monthly payment in the process. […]

9 Ways to Improve Your Life This Weekend

Weekends give us a chance to play and rest. And we all deserve more time to rest. However, weekends can fly right by when you waste too much time on activities that don't provide any real return. I love Netflix as much as the next person, but spending all weekend on binge-mode can leave you... […]

A postcard from Europe: A mid-journey update on my travels

Greetings from Prague! I'm just over halfway through my European vacation, so I thought it'd be fun to share some of my adventures and to take a glimpse at the financial side of this journey. This trip is unusual for me because I'm traveling with a party of six. My cousin Duane has terminal cancer and wanted to see some more of the world while he still can. […]

Teaching Kids About Money During the Holidays: Highlights from Our Chat With Lauren Young

Lauren Young joined us for our #WBChat on December 13th to share insights on teaching kids about money during the holidays. Our #YoungMoney #WBChat featured wonderful tips and Lauren's expertise helped our chatters learn more about how to incorporate financial lessons for kids into your... […]

Looking Up the Ladder: A Different Perspective on Spending

A few years ago, I wrote an article entitled Looking Down the Ladder: A Different Perspective on Spending. The article covered the idea of a spending ladder, and I’m going to quote the explanation of a spending ladder here: One idea that really stuck with me, though, was his idea that one’s preferred level of spending constitutes a rung on a ladder. […]

8 Baby Items With the Highest Resale Value

While the cost of baby gear, clothes, and diapers adds up quickly, there is also money to be made with baby items. For all three of my children, I've bought quality baby items second-hand for less than half of their retail price, used them, and then resold them for what I paid (or more!) once I was... […]

Join Our Tweetchat on Thursday 12/13, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win one of two $50 gift cards! Use #WBChat and #YoungMoney to participate. This week's topic: Teaching Kids About Money During the Holidays! Learn about teaching kids about budgeting,... […]

The Difference Between What You Should Be Doing and What You Are Doing

Several times during the course of writing an article, I feel a bit stuck for what I should write next. How exactly do I say what’s on my mind? […]

Saving for College? These Rewards Credit Cards Can Help

Whether you’re already a parent or thinking of having children, the rising cost of a college education is cause for concern. Even a public, four-year university now costs $10,230 per year on average, and that price tag doesn’t include room and board. […]

Defining Frugality Through Life’s Other Resources

Yesterday, to start off the reader mailbag, I offered up this little riff: When I was younger, the idea of paying for a service to do an ordinary household task for you seemed silly. Why would I ever pay for someone to wash my laundry or do the dishes? […]

Ask the Readers: How Does Your Family Prepare for the Holidays?

If your family celebrates any of the winter holidays, then you probably know all about the and bustle of decorating your home, getting gifts for friends and family, and planning a meal for kith and kin. Some families prefer to keep it low-key, and other families like to go all out. How does your... […]

5 Things to Know Before Adding Someone to the Deed

Sharing is caring — at least that's what has been drilled into our minds. And for the most part, it's true. However, if you're contemplating making the ultimate step in sharing — adding someone to the deed on your home — it's a good idea to consider the consequences. It's... […]

Questions About Energy Drinks, Balance Transfers, I-Bonds, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Squeezing Generation X 2. Replacing energy drinks 3. Balance transfer catch 4. Help breaking down a goal 5. I-bonds for emergency fund? 6. Sharing financial specifics with kids 7. Warm blanket recommendations 8. […]

Fed Meeting Preview: How to Take Advantage of Rising Interest Rates

The Federal Open Market Committee (FOMC) holds its last meeting of the year on December 18-19, and the general expectation is that it will raise interest rates by 0.25%. If that happens, it will continue a steady rise over the past three years that has seen interest rates increase from near 0% to the expected new benchmark rate of 2.25% to 2.5%. So, how would such an increase affect your personal […]

Three Reasons to Love and Hate a 15-Year Mortgage

The following is a guest post from Stephen from The Fire Lane. Interest rates are rising. At the end of 2018, it is still a good time to refinance for many. […]

Defining Goals for the Coming Year (and Reflecting on the Past Year)

In the past, I wrote a post in December each year evaluating the successes and failures of the previous year and establishing some goals for the coming year. […]

Who Has the Best Deals on Holiday Lights: Target, Home Depot, or Sam’s Club?

Holiday shopping wisdom says you should wait until after Christmas to buy Christmas lights, which is 100 percent true if your sole focus is on price. However, as my wife and I discover every year, that’s a great way to limit your selection to nearly nothing. Christmas lights are about the only reason I’ll venture out to stores on Black Friday or Thanksgiving weekend. […]

Keeping Down with the Joneses

Sarah and I live in an area where most of the homes near ours are similar to our own and most of the families near us have a similar level of income and external signs of spending. This isn’t a particularly bad thing, but it’s not a particularly good thing, either. On the one hand, if there’s no one nearby that’s clearly much more affluent than us, there’s not much of a desire to “keep up with the […]