15 Financial Facts About Baby Boomers That Will Shock You

Link for teaser title:  https://www.wisebread.com/15-financial-facts-about-baby-boomers-that-will-shock-... Baby boomers make up 22.9 percent of the population, meaning their... […]

The Wisdom of Frugality – The Pros and Cons of Extravagance

This is the fourth entry in an eight part weekly series that provides a detailed look at the book The Wisdom of Frugality by Emrys Westacott. If you’re new to the series, feel free to hop back to the first entry. What is extravagance? Westacott boils down the term to three distinct meanings. First, extravagance can refer to living beyond one’s means. […]

Do Student Loans Help or Hurt Your Credit Scores?

Preparing for college is hard work. You study diligently for the SAT or ACT. You earn the best grades possible so you look good on college applications. […]

4 Golden Rules of Investing in Retirement

After you've spent a lifetime investing for retirement, it can feel very different to invest in retirement. Many retirees are hesitant to start withdrawing from the nest eggs they've carefully built over the years. And, they sometimes feel especially nervous about managing that account, knowing it... […]

Join Our Tweetchat on Thursday 7/19, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: How to Have a Staycation! Learn about planning and budgeting for a staycation, finding new activities to try around your... […]

Building a better resume

Yesterday at the Financial Careers forum on Reddit, a user named /u/unfoldcareers posted some useful advice for job-seekers. “I’ve reviewed and screened thousands of resumes,” /u/unfoldcareers writes, “and I’m sharing my preferred resume format…along with my best resume advice.” The poster notes that “bad resume format” leads most folks to get little or nor response to their job applications. […]

Strategies for Fighting Frugality Fatigue

While there is no such thing as a “magic formula” for building wealth, living below your means is by far the closest thing. When you spend less than you earn and save the rest, you will build wealth — and savings — by default. […]

How 2 People Can See Paris for $500 or Less

France is one of the most visited countries on Earth, and its capital city of Paris remains one of its biggest draws. This thriving metropolis boasts everything you could want in a European getaway — historic landmarks, world famous art, amazing food, and Insta-worthy photo ops galore. You... […]

Seven ways to find time to invest in yourself

Know that you should invest in yourself, but just can't find the time? Well, you can, and the time is probably right in front of you … Investing in yourself is important because no one cares about your success or your financial security as much as you do. Businesses will just want your money. Your employer will just want as much work from you for as little money as possible. […]

The ‘Butterfly Effect’ of Our Financial Decisions

The “butterfly effect” refers to the metaphorical idea that a butterfly flapping its wings on one side of the world can, through a series of chain reactions, cause a hurricane thousands of miles away. I recently learned that the metaphor has its roots in chaos theory, which is an area of study that tries to work out how complex systems work. […]

The Risks of Everyday Life

My oldest son’s best friend very suddenly came down with a serious illness a couple of weeks ago. He has been in the hospital ever since, dealing with a surgery and then a number of post-surgery complications. I don’t even want to speculate as to what their medical bills will look like, even with good insurance. At the same exact time, another friend of mine abruptly lost his job. […]

Ask the Readers: Do You Outsource Any Household Tasks?

It's easy to neglect household chores when you're busy — and if you don't like doing them in the first place! For certain families and certain tasks, it makes sense to hire someone to help you out, whether it's a cleaning crew that comes by once a week or a grocery delivery service that... […]

10 Ways to Avoid Germs on Planes, Trains, and Automobiles

Public transportation is unavoidable, especially if you're on vacation or have to travel for work often. What's also unavoidable is being exposed to the millions of germs from the thousands of passengers that use the same forms of transportation daily. Luckily, there are plenty of ways to protect... […]

15 Secrets of People Who Retire Early

Link for teaser title:  https://www.wisebread.com/15-secrets-of-people-who-retire-early There's no rule you have to wait until 65 to stop working. Countless people have retired at... […]

Saving more and working longer: Two powerful ways to increase your retirement resources

The July 2018 issue of the AAII Journal — the monthly publication of the American Association of Individual Investors — includes an intersting article about how to “increase your retirement resources”. […]

Questions About Auto Insurance, Prime Day, Social Security, Watches, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Teen’s first steps for investing 2. Part time auto insurance 3. Thoughts on vacation cruises? 4. Starting my financial journey 5. Helping sick friend 6. Dealing with a “funk” 7. Prime Day strategies? 8. […]

Get More Work Done: Eight Ways to Avoid the ‘Halfway Zone’

More often than I’d like to admit, I find myself working on a task, but not really working on the task. For instance, I’ll start a writing project on my computer, but I’ll have my Twitter feed open in a separate tab. […]

Millions of Americans Will Never Retire

Here's a piece that says millions of Americans think they will never retire. The details: A majority of Americans don’t know how much money they need to save for retirement, while 19 million Americans don’t think they will retire at all. Ok, so this is two different issues: One group doesn't know how much they need to save for retirement. That's an easy fix. […]

How to Get Your Car Ready for Hurricane Season

When you're prepping for hurricane season, it's easy to get caught up in protecting your house and making sure you're stocked with basic supplies. You may totally forget about your car. This is a mistake — in a natural disaster, your car might be your saving grace. If you get caught in... […]