How to Boost Your Credit Score in Just 30 Days

Most financial experts suggest reviewing a copy of your credit report at least once a year. Luckily, doing so is fairly easy thanks to an agreement the federal government has with By signing up through this website, you can get a free copy of your credit report from all... […]

This Week

What will this week be like for you? Will it be an ordinary week at work, with the normal routines? Maybe you’re retired and this will be a week like any other, with the usual tasks to be done. Will it be an ordinary week? Or an extraordinary one? This week, you could change your entire financial direction. […]

Do You Need a Slush Fund? Four Reasons to Set Aside Some Fun Money

Earlier this month, I splurged on a luxury I have mulled over for years. I took a Nancy Noel angel print, signed and dated, and paid to have it framed professionally. I bought this print directly from the artist several years ago, and it’s my absolute favorite. […]

Ask the Readers: Where Do You Go for Financial Advice?

There are many places where you can get financial advice, such as books, apps, your parents, your neighbor Joe who's really good at keeping a budget and, of course, financial advisers who dole out money wisdom for a living. Where do you go for financial advice? How do you assess whether a piece of... […]

7 Fun Cities for a 24-Hour Layover

Whoever said "getting there is half the fun" certainly wasn't flying in economy class. However, that's not to say you can't have a good time on the way to your next destination. On most international itineraries, you can stop in a city for up to 24 hours without it counting as a... […]

Questions About Trade Schools, Calorie Counting, 403(b) Cancellation, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. “Snow bird” planning 2. Midlife fork in the road 3. 403(b) ending 4. Trade school issue 5. State income tax challenges 6. Counting calories 7. Bio-enzymes in homemade cleaning recipes 8. […]

Nine Secret Weapons That Could Save Millennials’ Finances

(This is the second post in a two-part series, the counterpoint to yesterday’s article, “Seven Headwinds Threatening to Capsize Millennial Finances.”)  The millennial generation is associated with a boatload of financial woe, including but not limited to student loans, jobs that don’t pay enough, and the threat of being replaced by robots. Cheer up, folks. […]

Just Get a Will!

Here's my annual public service reminder that we all need a will! If you don't have one and pass away, here's what happens. Summary: it's not good. For reference, here are some past posts on the subject: You Need a Will  Four Documents You'll Need as Part of Your Estate Plan  Proof that You Need a Will (And What to Do About It)  […]

Should You Finance a Tiny Home With a Credit Card?

While homebuyers of the early 2000s seemed to want enormous starter castles with every amenity imaginable, the last few years have brought on a renaissance in home building. Simplistic, efficient homes are becoming more popular as homeowners realize they need less space and want less... […]

Seven Headwinds Threatening to Capsize Millennials’ Finances

(This is the first of a two-part series.) We hear a lot about millennials and money these days. They’re chronically stressed about finances. They have a negative savings rate. They’re slammed with student debt repayment and aren’t earning enough or aren’t earning at all. They spend more on coffee than retirement. The news isn’t always bad. […]

Finding Inspiration for Financial Success

At first glance, it can seem quite easy to find inspiration for financial success. Just turn on the television, right? You can’t even flip through the channels without finding some show with someone in their mansion or rolling around in their luxury car or going on some super-expensive and super-exclusive trip. […]

15 Ways to Make Your Home Look Beautiful for Under $100

Link for teaser title: Beautifying your home doesn't have to mean building a new wing or digging... […]

Discover it ® Business Credit Card Review

The top business credit cards make it easy for business owners to earn rewards on their spending and gain consumer protections for everything they buy. Some cards offer lucrative rewards schemes that let you transfer points to airline and hotel partners, any many let you rack up bonus points in business-related categories like shipping or advertising. […]

Why I Don’t Recommend Individual Stock Picking

One frequent question that readers ask me is advice on whether or not they should invest in the stock of a particular company. “Is it a good time to buy Google?” “Should I invest in Amazon?” “Thinking of putting some of my retirement money into Citibank shares. Thoughts?” Almost universally, I respond to such folks like this: “No.” “No.” “No.” Why? […]

6 Amazing Volunteer Programs Around the World

Volunteering can be challenging, eye opening, and even life altering, but ultimately it's rewarding in so many ways for those who undertake it. And volunteering abroad is a fantastic way to not only enrich your travels, but also to help others in the process. There are great volunteer programs in... […]

What You Can Control

My two oldest children have reached the age where they consistently bring home a bag full of school work. Most evenings, they have homework in two or three different subjects. My oldest child is pretty efficient with his homework. His view is that if he just gets it done, then he can go do something fun without any worries. […]

Three Ways to Remove a Charge-Off From Your Credit Report

If you fall far enough behind on your bills and eventually default, you may start seeing or hearing the term “charge-off.” The term charge-off can be a little misleading, and some people even believe that a charged-off debt is one that is no longer owed. […]

How I've Scored Free Travel for 5 Years Straight

It's been at least five years since I've paid for airfare or hotels out of pocket, as I always use reward points and miles instead. And far from being a homebody, I travel extensively in connection with my freelance work, and for vacations with my family. But free travel isn't some elusive and... […]

Join Our Tweetchat on Thursday 9/20, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Interviewing! Learn about practicing in advance of a job interview, handling difficult questions, interviewing mistakes,... […]