7 Financial Steps to Take in Your 20s That Will Safeguard Your Future

You're in your 20s and hustling to make ends meet is second nature to you. And you're young, so why bother putting any of that money aside for a rainy day, right? Wrong. Now is the perfect time to start building your financial future, and you don't need much money to do so. The money moves you make... […]

Building Workplace Relationships in a Difficult Environment

Tanya writes in: I started a new job on June 1. I work in an office setting with 20-25 other people. In the year or so before I started, there was a big “conflict” where a poisonous former employee kind of dismantled the office culture and got everyone to split into factions and many of the people in the office wound up not on speaking terms. […]

Handling Insurance on an Old or Historic Home

Insuring an older or even historic home is a profoundly annoying task up to the point that you need that insurance. I live on a two-acre farm that dates back to 1851 and still includes a chicken coop, goat shed, potting shed, potato shed, smokehouse, outhouse, well house, detached garage, and 5,000-square-foot German-style barn. […]

5 Ways to Get Through Airport Security Faster

Airport security is the bane of travelers everywhere. What should be a matter of keeping us safe has often devolved into waiting in lines that can take hours to get through. It's easy to give up and conclude that there’s nothing you can do about it, but that’s where you’d be... […]

Join Our Tweetchat on Thursday 8/16, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat on Thursday, 8/16 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #AmericaValuesCollege to participate. This week's topic: How America Values College! Learn about what steps families can take to make... […]

Are you a shopaholic? How to fight a shopping addiction

Yesterday, I mentioned that because I grew up poor, I inherited a faulty money blueprint from my parents. They didn’t know how to handle money effectively, so they couldn’t teach me how to handle it effectively. I entered adulthood with many of the same bad habits they’d had when I was a kid. I was a compulsive spender, for instance. I had a shopping addiction. […]

The Virtues of a Cheap Wedding

Several readers over the past week have shared a very interesting research article from Andrew Francis-Tan of NUS and Hugo Mialon of Emory University entitled ‘A Diamond is Forever’ and Other Fairy Tales: The Relationship between Wedding Expenses and Marriage Duration, which seems to have received some media coverage recently. […]

Beam Review: Can You Really Earn Up to 4% With This Savings Account?

The average savings account paid out a measly 0.08% in interest as of August 2018, according to the FDIC. That rate isn’t enough to help you build real wealth; it’s not even enough to keep up with inflation. […]

5 Websites to Book Cheaper Travel Packages

If you think all travel booking sites are the same, and they offer indistinguishable packages at identical prices — think again. While many of them appear similar and offer comparable deals, they each have subtle differences that provide benefits. Which one is right for you will largely... […]

What the marshmallow test can teach us about money

By now, you’ve probably heard of the famous Stanford marshmallow experiment. Most folks are familiar with this fifty-year-old study and its conclusions. In case this is the first you’ve learned of it, however, I’ll give a quick review. During the late 1960s, psychologist Walter Mischel tested the willpower of young children (roughly four years old). […]

How to Educate Your Children About Financial Management

August 14 is National Financial Awareness Day, which presents a golden opportunity to educate your kids about financial management. Unfortunately, it's not common that financial literacy programs are offered in school curricula. In fact, according to Investopedia, only 17 states in the U.S. require... […]

The Battle Against Scarcity

When I was growing up, money was scarce. My father worked in a factory some of the time and my mother was a stay-at-home mom, so even when he was working there wasn’t a ton of money, and when he was laid off… things got tight. My father was a jack-of-all-trades and a pretty good small-scale commercial fisherman on the side, so we managed to muddle through. […]

Why This Professor Says College Is a Waste of Money

In our increasingly uncertain world, there’s still one thing almost everyone seems to agree on: the value of a college degree. […]

Ask the Readers: How Do You Save Money When Dining Out?

If you want healthy, frugal meals, cooking at home is the way to go. But for the days when you want to treat your family to a restaurant experience (or the siren song of fast food is too alluring on those busy nights), there are a ton of smart ways to dine out within your budget. How do you save... […]

A First-Timer's Guide to Using Airbnb

If you've been on the internet at all in the past five years, or have friends who travel frequently, chances are you've heard of Airbnb. But if you haven't tried it for yourself, it can seem a bit ... weird. After all, you're staying in real people's homes, and what if your hosts turn out to be ax... […]

15 Tips From People Who Paid Off an Incredible Amount of Debt

Link for teaser title:  https://www.wisebread.com/15-tips-from-people-who-paid-off-an-incredible-amount-... Inspirational and actionable tips from people who paid off six figure... […]

What Are the Worst Credit Cards of 2018?

Sometimes card issuers get everything right when they dream up a new credit card and benefit package, but sometimes they get it so wrong it’s almost laughable. […]

Questions About Books, Dogs, Stress, Video Games, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Medical debt late in life 2. Three best personal finance books 3. Best use of a raise 4. Books like Wisdom of Frugality 5. Adjusting budgeting methods 6. Annual cost of dog ownership 7. Regular versus Roth? 8. […]

How to refinance your student loans

This is a guest post from Travis Hornsby, founder of Student Loan Planner. I met Travis last year and realized he knows a lot about something that’s a blind spot for me. I asked him if he’d be willing to whip up an article for GRS readers about refinancing student loans. Here it is! How would you like spending $4000 each year and have nothing to show for it? Sounds crazy, right? […]

Three Mental Models for Personal Finance

The following is a guest post from The Master Dukes of Dollars. The two bloggers held court frequently, delving into lifestyle and personal finance discussions as they searched for ways to live an optimal life, eventually deciding to invite a global audience into their mindsets by establishing their own blog together. […]