How to ‘Front Load’ Your Financial Decisions to Avoid the Impact of Decision Fatigue

One simple phenomenon I’ve noticed over the years when it comes to my worst spending choices and financial decisions is that my worst decisions always happen late in the day. […]

Refinancing Your Mortgage to Pay Off Student Loans Sounds Tempting, but Use Caution

It’s hardly a secret or news flash that the student loan debt crisis in this country has reached epic proportions. For those who’ve lost track of just how bad things have gotten, here’s an update: There are now more than 44 million borrowers in America who collectively owe over $1.5 trillion in student loan debt. […]

Ask the Readers: What Small Thing Brings You the Most Joy?

People often say it's the little things that make life worth living: feeling the wind in your hair during your afternoon walk, sharing a laugh with your favorite people, or enjoying a good book at the end of a busy day. What small thing brings you the most joy? What do you enjoy most about it? Is... […]

How to Buy a Campervan and Travel Across the U.S.

The mania around vanlife is absolutely everywhere, gracing the covers of glossy lifestyle magazines and filling up our social media feeds. But while it's definitely enjoying a moment, it's also a trend that's not going anywhere anytime soon. The attraction of taking to the open roads with minimal... […]

Questions About IRAs, AARP, Cancelled Debt, Streaming Video, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. IRA after-tax question 2. Credit freeze for children 3. Baseball after cutting the cord 4. AARP worth it? 5. Planning for upcoming recession 6. 7. Cancelled debt and income taxes 8. […]

How to Get the Most Out of Your Employer Stock Purchase Plan (ESPP)

Employee stock purchase programs – ESPPs for short – are powerful employee benefit programs that, when used correctly, offer what is essentially a guaranteed investment return of at least 17.6%. But ESPPs are often misunderstood and misused. […]

Five Things You Should Know about High Frequency Trading

The following is a guest post from Alexander. He started his career in the financial business back in 1999. For many years, sharing investment ideas with his readers on his website daytradingz.com is an important part of his life. High-frequency trading describes the practice to submit thousands of orders per second. […]

How to Survive Working From Home When You're an Extrovert

Working from home can be the perfect fit for introverted professionals. Since introverts tend to recharge best by being alone, and focus best while working solo, telecommuting offers them the best possible work environment for their preferences and abilities. Then there are the extroverts. Being... […]

How to do great work

I've been frustrated lately with the quality and quantity of my work. I haven't produced as much here at Get Rich Slowly as I would like — due largely to Fincon and its aftermath (calls and meetings, calls and meetings) — and what work I have produced isn't as good as I would like. […]

Illegal Things Landlords Do – and What You Can Do About It

I count myself lucky that I made it through four decades of life without a bad landlord story. Over the years, I’d heard countless tales from friends about their landlord nightmares, some of which ended in small claims court. But I still maintained a naivete about landlords that was based mostly on my inability to understand wanting to blatantly rip off another human being who’s been a good tenant […]

Principles

Back in February, I answered a reader mailbag question about principles, in which I said I was working on an article that was simply a list of the guiding principles in my life, both financial and otherwise. […]

Some Advice for When You’re Losing Motivation for Your Financial Plans

For the past ten days or so, two of my closest friends have been visiting Iceland together. They’ve shared some stunning pictures of hot springs, auroras, the city life of Reykjavik, and other things. I’ve been enjoying the pictures and I’m glad they got the chance to make the trip, but there’s a sizable portion of me that wants to be there, too. […]

A New Book’s Three-Step, No-Frills Plan for Achieving Your Goals

While I pride myself on my rationality, I can also be a hopeless romantic. I like to believe that everyone can find true love, a job they like, and a way to express their innate creativity. I think that’s why every now and again I like to read self-help books. […]

11 Open House Etiquette Rules Everyone Should Follow

Shopping for a new home? Before you start pounding the pavement, you should know that open houses aren't an excuse to show up whenever you want and act however you want. Brush up on the rules of open-house etiquette before you hit the first showing. Here are some of the big ones. 1. Be on time If... […]

The real cost of entertainment

The cost of entertainment shouldn't be too high. But it's also very easy to underestimate the real cost … One of my longtime-favorite personal finance bloggers J. […]

Join Our Tweetchat on Thursday 10/11, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Negotiating! Learn about what you can negotiate, mistakes people make when negotiating, and more! Let us know the last... […]

Lessons from a Six-Year-Old Credit Card Statement

Yesterday’s article, The Financial Noise, was originally a very, very long draft that included several specific stories from my own life where I talked about the realization of the negative financial impact of “noise” in my life. […]

Online Shopping Is Too Convenient — So I’m Making It Harder on Myself

While I normally live a very frugal lifestyle, I have a sad confession to make: During the month of September, I spent over $250 on Amazon.com. I did pick up a new bed for my dog (necessary), so that’s good. […]