How to avoid a wasted dentist appointment

A dentist appointment is inconvenient enough without wasting a trip there when the appointment has been canceled. Here's when you should suspect something happened to your appointment … I'm a dental cripple due to poor brushing and flossing habits in my twenties and early thirties. […]

How to Handle the Financial Advantages of Others Without Feeling Hopeless

Over the last few days, several people asked me for my thoughts on the recent college admissions cheating scandal, where a number of people were charged with various forms of fraud as a result of paying large amounts of money to secure their children’s admission to prestigious universities often through fraudulent means. […]

Why Your Credit Needs an Emergency Fund

Believe it or not, neither the amount of money you earn nor how much you have in the bank or in your wallet has an impact on your credit scores. Credit scoring models, like FICO and VantageScore, don’t consider your income or other wealth related metrics. […]

Ask the Readers: What Do You Do When You Need to Recharge?

Life gets busy! When you feel yourself running out of energy, it's OK to take a break and recharge. Some people like to read a book, take a walk, call a friend, or bake cookies for their family — whatever helps you regain the energy you need to tackle the day. What do you do to recharge?... […]

Questions About Rewarding Children, Tents, Store Brands, Hidden Spending, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Handling income bump 2. Partner hides bad spending habits 3. Urgent purchases 4. Personal finance books to avoid 5. Rewarding children for good grades 6. Bullet journaling and “notebook method” 7. […]

Fighting Debt With Debt: America’s Penchant for Personal Loans

Taking out a personal loan to consolidate or pay off mounting debts is not exactly a new development. However, according to a recent Lending Tree study, it has grown to be the overwhelming reason Americans access personal loans these days. In fact, the study revealed that managing existing debt represented 61% of personal loan requests in 2018. […]

Exploring the Connections Between Your Marital Life and Your Financial Life

This is the fourth entry in an eight part series exploring the connections between your finances and other areas of your life. A few weeks ago, I started a series exploring the connections between personal finance and the other “spheres” of my life. […]

Financial advice from my father (when I was nineteen)

“Who was there for your father when he died?” Kim asked me a few moments ago. She's interested in becoming a death doula, so she's reading a book about end-of-life care. “It's odd you should ask that today,” I said after I told her the story of my father's six-year battle with cancer. “Why?” she asked. “Today is the equivalent day in my life as the day when Dad died in his,” I said. […]

Feeling Good About Yourself (the Frugal Way): Find Your Flow

Amanda writes in with one of those good mailbag questions that ends up being its own post because it deserves a longer answer: How do you handle those days when you just feel bad about yourself and just need a perk or a treat? Like your boss yells at you a bunch and you feel stressed out and burned out and you just go do something that makes you feel good for a little bit? […]

6 Smart Things to Do With Your Extra Student Loan Money

When you're a college student, extra cash is hard to come by. But when an influx of cash is the result of unused student loan money, you've got to make an informed decision on how to spend it — especially since you'll eventually have to pay it back with interest. Do right by yourself and your... […]

Caregiving: Highlights from Our Chat with AARP and Ad Council

AARP, Ad Council and Amy Goyer, a caregiving expert from AARP, joined us for our #WBChat on March 14th to share insights on caregiving. Our #caregiving #WBChat featured wonderful tips helped our chatters learn more about navigating becoming a caregiver to loved ones. In total we had 99... […]

FreedomPlus Personal Loans Review

is an online lender that focuses on offering affordable personal loans to consumers with less than stellar credit. Personal loans offered through this lender are arranged by Freedom Financial Asset Management, an asset management firm for accredited institutional accounts. […]

Payoff Personal Loans Review

is an online loan marketplace that connects borrowers to fixed-rate personal loan offers that can be tailored to meet their needs. […]

Upgrade Personal Loans Review

Upgrade is a direct lender that was founded in 2016 with the goal of reducing the cost of credit and helping consumers understand the importance of responsible credit decisions. Through their online platform, Upgrade offers personal loans and lines of credit that can help consumers borrow money at affordable rates. […]

Marcus by Goldman Sachs Personal Loans Review

There are many roads to responsible personal finance, and Marcus by Goldman Sachs offers several financial products that can help you find yours. […]

Be Super Cheap on Everything That Doesn’t Matter… But What Doesn’t Matter?

The core of the personal finance philosophy I offer here at The Simple Dollar is really simple. Spend less than you earn, make that gap as big as you can, and bank the difference. That’s pretty much my entire personal finance philosophy in a nutshell, but it naturally leads to lots of other ideas and strategies. […]

Join Our Tweetchat on Thursday 3/14, 12pm PST for a Chance to Win $200 in Prizes!

Join our Tweetchat Thursday, 3/14 at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $100 Amazon gift card or one of two $50 Amazon gift cards! Use #WBChat and #Caregiving to participate. This week's topic: Caregiving! Learn about how becoming a caregiver for... […]

Some Thoughts on Figuring Out Where to Live

The other day, I had a long conversation with a younger relative about the decision making process that Sarah and I went through to decide where we currently live (on the edge of a town in rural Iowa). Why did we end up choosing to live here? […]

7 Reasons You Shouldn't Hire a Friend for Professional Services

They say you shouldn't mix business with pleasure. Hire a friend to work for or with you and it could turn into a total nightmare. Save yourself a massive headache (and keep a friendship intact) with these reasons why someone you don't have a personal relationship with is always the best person for... […]