My life philosophy: 50 lessons from 50 years

Happy birthday to me! Today, I turn fifty. Holy cats, that's old! To celebrate, over the weekend I replaced the tape deck in my 1993 Toyota pickup so that I can listen to my Taylor Swift cassette. (You think I'm joking but I'm not.) The funny thing is, I don't feel like I'm fifty. Okay, my body feels like its fifty, but my mind doesn't. […]

Questions About CD Ladders, Pay Schedules, Jewelry Safety, Gift Cards, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Changing pay schedules 2. Thoughts on Credit Parent 3. Protecting expensive jewelry 4. Consolidating retirement savings 5. Thoughts on sous vide cooking 6. Really bad 401(k) options 7. […]

Real Estate Investing and Expecting the Unexpected

The following is a guest post by Riley from Young and the Invested.  Real estate investing often meets unexpected pitfalls, such as acquiring a money pit, handling overly needy tenants, or buying in an area which did not measure up to your expectations. […]

Six Questions to Ask Yourself Before Applying to Grad School

Sallie Mae’s inaugural report delving into how Americans pay for graduate school revealed that a mere 12% of students base their decision to pursue an advanced degree on the cost. While many students who participated in the study said they view graduate school as an investment in their future (and quite often it is), that statistic is particularly startling considering the record levels of student […]

Exploring the Connections Between Your Parental Life and Your Financial Life

This is the fifth entry in an eight part series exploring the connections between your finances and other areas of your life. A few weeks ago, I started a series exploring the connections between personal finance and the other “spheres” of my life. […]

Simple Living, Big Ambitions

A topic that has come up (in somewhat different forms) independently in several different areas of my life recently is that of trying to balance the idea of simple and frugal living with living an ambitious life. Let’s say, for example, that you have enormous career ambitions. You want to be CEO of a company, or maybe you want to design the next product that literally everyone’s using. […]

LINK by Prudential Review - Your Roadmap for Investing, Insurance, and Financial Direction

The following is a guest post from Hank Coleman at Money Q&A. This review is sponsored by Prudential. All opinions are from the author. Personal finance is just that - personal. In today's world of smartphone apps and fintech, it's often hard for consumers to receive detailed and actionable financial strategies online. […]

Keeping Your Money Safe: Highlights from Our Chat With Beverly Harzog

US News & World Report personal finance expert Beverly Harzog joined us for our #WBChat on March 21st to share insights on keeping your money safe. Our #BHChat #WBChat featured wonderful tips and Beverly's expertise helped our chatters learn more about how to protect their money. In total we... […]

Frugal Food Spending for One: A Case Study

This week, my wife is visiting her sisters and my children are visiting their grandparents, which leaves me at home alone. […]

Join Our Tweetchat on Thursday 3/21, 12pm Pacific for a Chance to $100 in Win Prizes

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win one of two $50 gift cards! Use #WBChat and #BHChat to participate. This week's topic: Keeping Your Money Safe! Learn about protecting your money from scams, “money drains,”... […]

The pros and cons of becoming a rideshare driver

With so many possible side hustles available in today's gig economy, how do you decide which to choose? Today, I want to make the case that driving with for a rideshare company is a plausible choice for several reasons. But there are also some major distractions that you should be aware of before signing up. My name is Josh Overmyer. […]

How to Host an Inexpensive Game Day

This past weekend, I hosted a full game day for more than a dozen people at my home (it literally was just me this time, as my wife was visiting her sisters and my children were visiting the grandparents). […]

LendingPoint Personal Loans Review

Founded in 2014, LendingPoint is an innovative online lender with headquarters in Kennesaw, Georgia. […]

Citizens Bank Personal Loans Review

Citizens Bank is part of Citizens Financial Group, one of the largest financial institutions in the nation. Headquartered in Providence, Rhode Island, this company boasted a whopping $158.6 billion in assets in the third quarter of 2018. In addition to its online banking platform, Citizens Bank offers 24/7 customer service and 2,900 ATMs nationwide. […]

Upstart Personal Loans Review

Upstart is a unique online lender that was founded by former Google executives in 2012. As the first lending platform to use artificial intelligence to automate the lending process, the company goes the extra mile to offer loans to a wider range of consumers. […]

How to avoid a wasted dentist appointment

A dentist appointment is inconvenient enough without wasting a trip there when the appointment has been canceled. Here's when you should suspect something happened to your appointment … I'm a dental cripple due to poor brushing and flossing habits in my twenties and early thirties. […]

How to Handle the Financial Advantages of Others Without Feeling Hopeless

Over the last few days, several people asked me for my thoughts on the recent college admissions cheating scandal, where a number of people were charged with various forms of fraud as a result of paying large amounts of money to secure their children’s admission to prestigious universities often through fraudulent means. […]

Why Your Credit Needs an Emergency Fund

Believe it or not, neither the amount of money you earn nor how much you have in the bank or in your wallet has an impact on your credit scores. Credit scoring models, like FICO and VantageScore, don’t consider your income or other wealth related metrics. […]

Ask the Readers: What Do You Do When You Need to Recharge?

Life gets busy! When you feel yourself running out of energy, it's OK to take a break and recharge. Some people like to read a book, take a walk, call a friend, or bake cookies for their family — whatever helps you regain the energy you need to tackle the day. What do you do to recharge?... […]