What Really Goes into Creating a Credit Card

Link for teaser title:  https://www.wisebread.com/how-bank-of-america-designed-the-cash-rewards-card A peak inside the development of the Bank of America Cash Rewards Credit Card. […]

The Intersection Between Skills and Luck in Your Professional Life (and Elsewhere)

Connie writes in: Liked your article about competence and mastery. Did you see this piece from MIT Tech Review about luck’s role in all of this? I think it would make a good follow up article. You’re absolutely right, Connie. […]

Join Our Tweetchat on Thursday 4/18, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat Thursday 4/18 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #MajoringInMoney to participate. This week's topic: Majoring in Money! Learn about how young adults rate their money management skills,... […]

Preparing for a Frugal Road Trip

Minh writes in: My family (husband and two kids) are going on a very long road trip next weekend. We are moving across the country and our stuff will already be unloaded when we arrive with my sister handling the unloading. […]

How to Make Better Financial Decisions

A key financial decision people struggle to make is how to allocate savings for multiple financial goals. Do you save for several goals at the same time or fund them one-by-one in a series of steps? Basically, there are two ways to approach financial goal-setting: Concurrently: Saving for two or... […]

Ten Lessons from My Well Worn Winter Coat

This past weekend, I put my winter coat away until next November or so. It’s a hardy winter coat, a green Carhartt arctic coat, one that gets me through an Iowa winter where you can have entire weeks where the temperature doesn’t peek above 0 F. […]

Seven Ways to Make Sure You Never Pay an ATM Fee Again

Though carrying around cash is increasingly becoming an outdated habit, there are still times in life when a debit card, credit card, or a digital wallet payment simply won’t suffice. On those occasions when it’s still necessary to withdraw cash from a bank account, whether it’s to tip a service provider or give your child allowance, the last thing you want to do is pay an ATM fee simply to access […]

Ask the Readers: What Time Management Tools Do You Use?

It's easy to let things fall by the wayside when you're busy, but time management tools can help you organize your day and allow you to get things done. They can be as simple as a to-do list or a calendar, or they can be sophisticated apps or programs that run on your devices. The important thing... […]

Affirm Personal Loans Review

Affirm was founded in 2012 with the goal of helping consumers afford big purchases at select retail stores. While you can apply for a personal loan with Affirm through their mobile app, you may also see this option advertised by retailers who want to offer on-the-spot financing for services or products they offer. Should you borrow money with Affirm? […]

PenFed Credit Union Personal Loans Review

Established in 1935, Pentagon Federal Credit Union has come a long way since its humble beginnings. PenFed is currently one of the nation’s most accessible financial institutions with 1.7 million members worldwide and in all 50 states. […]

This blog is now a teenager: Thirteen years of Get Rich Slowly

Thie middle of April is a Big Deal in my world. The trees have nearly finished blossoming, which means my allergies will soon go away. We're seeing more of the sun, which means the worst of my seasonal depression is behind me. Yesterday, on the 14th, Kim and I celebrated seven years as a couple. […]

Questions About Late Taxes, Autographs, Messenger Bags, Retirement Scams, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Retirement scam 2. Penalty for late filing 3. Wool dryer ball question 4. Unhappy, but with savings 5. Charcoal grills last longer? 6. Old tax paperwork 7. Recommendation for messenger bag 8. […]

SoFi Review – Affordable Options for Borrowing Money

At some point in life, we all will likely need to borrow money. When that time comes, you’ll want to check out what SoFi has to offer. […]

Everything You Need to Know About Airline Dining Rewards Programs

There are many ways to earn a lot of airline miles in a hurry, but the fastest way is signing up for a co-branded airline or travel credit card. Doing so allows you to earn miles on your regular spending, plus you can usually earn a signup bonus worth a few free flights. Other ways to earn miles... […]

Nine Hacks to Double- or Triple-Dip Your Savings

A true frugalist just hates to pay retail. Fortunately, that’s rarely necessary. With just a handful of savings tactics, you can cut costs drastically on necessities and nice-to-haves alike. These are some pretty simple savings hacks, made easier by technology. Try one (or all!) to make every dollar work for you – and work hard. 1. […]

Exploring the Connections Between Your Social Life and Your Financial Life

This is the seventh entry in an eight part series exploring the connections between your finances and other areas of your life. A few weeks ago, I started a series exploring the connections between personal finance and the other “spheres” of my life. […]

10+ frugal tips for a cooler house

Summer just around the corner, huh? Is your house ready? Here are frugal tips to keep your house cooler over those summer months … It's hot and muggy where we live during the summer. […]

Some Hard Questions

What do I really need in life? What do I need to have a life that’s enjoyable? What do I need to get out of bed in the morning, to feel something positive inside of me? What things am I spending money on that are just giving me bursts of pleasure but not bringing me lasting sources of positive feelings in my life? What things am I spending money on that I actually don’t care about much at all? Wha […]

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Credit cards make it easy to borrow money in a pinch, but they aren't ideal when you need time to pay the money back. The average credit card interest rate is currently over 17% APR, after all. That's a ton of money in interest to fork over for no real benefit, and the cost can be even more... […]

How to Get Your Kid Started With Investing

My daughter recently lost $80 in her bedroom. It's just gone. One theory is that we accidentally donated it to Goodwill, since she had stored it in an old book and we'd been clearing out a lot of junk. But it got me thinking: What would be a better place to keep money she's not using? She's been... […]