3 Tips to Get a Bigger Kick out of Your Rewards Programs

Link for teaser title:  https://www.wisebread.com/3-tips-to-get-a-bigger-kick-out-of-your-rewards-progra... 66% of Americans don't have a good rewards strategy. Learn how to... […]

Lemonade Insurance 2019: Home & Renters

Lemonade offers both homeowners and renter’s insurance on a peer-to-peer platform that relies on technology to underwrite insurance policies and make claims decisioning. Lemonade uses artificial intelligence (AI) to make the fastest claims decisions in the world, topping out at 3 seconds. […]

Questions About 529 ABLE, Reusable Food Storage, Pizza Delivery, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Frustrated about financial future 2. Rolling over 401(k) 3. Closing out old checking account 4. Reusable food storage, not glass 5. Family fight over estate planning 6. Simple little pizza tip 7. […]

Which financial advice should you trust?

Commenting on a recent article, Carmine Red asked an excellent question: How do you evaluate the financial advice you get from other sources? Specifically, how do you decide if some piece of advice is for you, or if you should discard some adjacent advice. […]

Using Serendipity to Maximize Frugality

There’s nothing better than an unexpected positive event happening purely by chance. What’s even better? Serendipity when the price tag is very small or nonexistent, or when you’re able to multiply the value of your dollar enormously. The challenge, of course, is to put yourself in situations where serendipity is likely to occur without inherently having to spend a lot of money. […]

The best investing apps for 2019

J.D.'s note: This article marks the GRS debut for my business partner, Tom Drake. […]

Handling Melancholy Without Buying Stuff

Like a lot of people, I sometimes fall into periods of melancholy. I don’t view it as anything like actual depression, which is a serious mental health condition that deserves proper treatment by professionals, but it’s a sense of feeling sad about my life. […]

Join Our Tweetchat on Thursday 8/15, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Date Night on a Budget! Learn about saving on activities, food, fun activities, childcare, and more! Let us know when the... […]

Our True Taxes

[T]he taxes are indeed very heavy, and if those laid on by the government were the only ones we had to pay, we might more easily discharge them; but we have many others, and much more grievous to some of us. […]

More money, less happiness: When money makes you miserable

Money, the conventional wisdom says, doesn't buy happiness. Modern psychology seems to back this up, with studies suggesting that beyond an income of $75,000, money doesn't make you any happier. This conclusion is simultaneously obvious and counter-intuitive. As an abstract principle, most us acknowledge that money doesn't buy happiness. […]

A Tale of Five Lamps

A few weeks ago, the desk lamp I use at my standing desk went on the fritz. I thought at first that it was just a bad light bulb, but I quickly figured out that there was something fundamentally wrong with the lamp. At that point, I had some decisions to make. I could spend some time taking the lamp apart, figuring out what was wrong with it internally, and attempting to fix it. […]

Ask the Readers: What's the Most Extreme Thing You've Done to Save Money?

Tried-and-true tips for saving money, like meal planning and carpooling, really work. But when you've scrimped and saved in the obvious places and your budget is still coming up short, it's time to get creative. What's the most extreme thing you've done to save money? How much money did you end up... […]

Questions About 529s, Dollar Shave Club, Solo 401(k), Nagging Coworkers, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. 529 for child without custody 2. Advising friends without being pushy 3. Found the furniture-selling article! 4. Notable feature of money markets 5. Never want to retire? 6. Paper journal versus Day One? 7. […]

The Portland Timbers and me: A personal case study in opportunity costs and conscious spending

Saturday night, Kim and I joined 25,216 other soccer fans to watch the Portland Timbers defeat the Vancouver Whitecaps 3-1 during a crazy rare August rainstorm. (Portland gets a lot of rain…but not in early August.) The match was a lot of fun, with three terrific goals. Here. […]

4 Mindful Spending Habits That Will Save You Money

Spending money mindlessly is easy to do — not to mention fun! Between one-click purchases, instant downloads of new movies and music, quick stops for something to eat, and impulse purchases in stores, it's entirely possible to spend an entire paycheck in a day without even realizing. But... […]

How we stack savings with grocery receipts

Saving money is pretty easy with receipt scanning smartphone apps. To save more, use more apps … With all of the news about companies finally being brought to light for making a mint off of your personal information without reasonable disclosure, it's a good thing when other companies pay you for it. […]

Books with Impact: Atomic Habits

The “Books with Impact” series takes a deeper look at specific books that have had a profound impact on my financial, professional, and personal growth by extracting specific points of advice from those books and looking at how I’ve applied them in my life with successful results. […]

What Are Stocks? What Are Bonds?

Max writes in: Can you explain what the difference between stocks and bonds are? Tried to read up on this on Wikipedia and other sites but it’s not clicking. I’ve explained what a stock is in the past, but it never hurts to dig into a core idea like this again, so let’s start from the beginning. What Are Stocks? Stocks are tiny slivers of ownership of a company. […]

Seven things college freshmen don’t need — and ten they do

Those ubiquitous checklists of “dorm room essentials” for college freshmen are filled with items that will be ditched by the end of first semester. Some parents “go to the store and grab a list like they did when their kids were in elementary and high school and just go straight down the list,” says Lisa Heffernan, mother of three sons and a college-shopping veteran. […]