Five Cent Nickel

Written by a man who has been meticulously recording his finances since 1997 (stored in Quicken), Five Cent Nickel is one of the oldest and most respected blogs around. This blog often provides great commentary on—and summaries of—useful financial tips featured by other publications. If you’re too lazy to read every little money article out there, just stop by Five Cent Nickel and get the cream of the crop.

Latest Posts from Five Cent Nickel (page 4)

How to Save Money on Car Insurance

Lowering car insurance costs is a great way to save money. Sometimes a quick phone call is all it takes. Here are 6 ways to save money on car insurance. Everyone is always looking for new ways to save money. Cutting expenses, trimming monthly bills, and tightening the budget are all great options. […]

15 vs 30 Year Mortgages–What’s the Best Choice?

A 15 vs. 30 year mortgage–what’s the best option? It’s a question everybody who buys a home must answer. Here we provide the pros and cons of both mortgage types. I’ve had mortgages on the brain recently. When assembling our mortgage history, I was struck by the decisions we face along the way. […]

8 Tips to Make the Most Out of Business Travel

Business travel has its pros and cons. At first, it can be exciting to hit the road on your employer’s dime. Eventually, however, it can become tedious. The good news is it’s easy to make the most of business travel. Business travel doesn’t have to feel like work if you do it the right way. Optimizing the way you travel is important if your career is going to take you away from home frequently. […]

Best Airline Miles Credit Cards of 2018

Some people choose a credit card based on the interest rate or perhaps a balance transfer promotion. However, if you don’t intend to carry a balance on your credit card, you may be more interested in a rewards program. The best credit card rewards programs are tied to your interests. Here, you can check out a number of credit and charge card offers that also come with rewards. […]

The Best Way for Couples to Manage Their Money

Should couples keep separate bank accounts or a joint account? There is no one right answer to this question, and some couples keep both types of bank accounts. Here’s our take on the best way for couples to manage their money. It’s hard to find a less romantic topic than banking. […]

Our Best Cash Back Credit Cards List for 2018

I carry many types of credit cards in my wallet. I have several travel rewards credit cards for when I need to book a flight or rent a car. And I use one balance transfer credit card that I got to make a large transfer a few years ago. […]

Should You Buy Savings Bonds for the Grandchildren?

One of the best parts of being a grandparent is doing thoughtful things for your grandchildren. In addition to spoiling them with the latest gadgets, fun vacations, or simple trips out for ice cream, you also want to give them gifts for their future. This is why savings bonds have been a popular choice with grandparents for decades. […]

Don’t Sign a Lease Without Asking Your Landlord These 8 Questions

Getting a new place can be an exciting process. It can also require some savvy thinking and careful planning. It’s important for renters to take steps to protect their own interests and financial reputations. This is especially true when dealing with landlords and leases. […]

Everything You Need to Know About Second-Chance Checking Accounts

Is there really such a thing as a second chance in the world of personal finance? Some banks seem to think so. In fact, certain institutions are willing to help people with troubled credit histories start to build up their financial futures by offering second-chance checking accounts. Of course, these accounts don’t come with all the features of traditional checking accounts. […]