The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar

The “Free” Pen Problem

Recently, my family and I attended the Iowa State Fair, as is something of an annual tradition for us. […]

Product Recommendations, Requested By Readers

One of the most common types of questions I get from readers for the Reader Mailbag is product recommendations. […]

Nine Frugal Tips I’ve Passed Along While Teaching My Kids Life Skills

One of the biggest subtle themes of this summer has been teaching our children a number of life skills and encouraging them to practice them. […]

Financial Struggle and Human Instinct

Maria writes in with a great question: I don’t understand why it is so hard to get ahead financially. We live in the most productive and prosperous era in human history. Why are almost all Americans living paycheck to paycheck? […]

Lemonade Insurance 2019: Home & Renters

Find the Best Renter Insurance Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate. Lemonade offers both homeowners and renter’s insurance on a peer-to-peer platform that relies on technology to underwrite insurance policies and make claims decisioning. Lemonade uses artificial intelligence (AI) to make the fastes […]

Questions About 529 ABLE, Reusable Food Storage, Pizza Delivery, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Frustrated about financial future 2. Rolling over 401(k) 3. Closing out old checking account 4. Reusable food storage, not glass 5. Family fight over estate planning 6. Simple little pizza tip 7. […]

Using Serendipity to Maximize Frugality

There’s nothing better than an unexpected positive event happening purely by chance. What’s even better? Serendipity when the price tag is very small or nonexistent, or when you’re able to multiply the value of your dollar enormously. The challenge, of course, is to put yourself in situations where serendipity is likely to occur without inherently having to spend a lot of money. […]

Handling Melancholy Without Buying Stuff

Like a lot of people, I sometimes fall into periods of melancholy. I don’t view it as anything like actual depression, which is a serious mental health condition that deserves proper treatment by professionals, but it’s a sense of feeling sad about my life. […]

Our True Taxes

[T]he taxes are indeed very heavy, and if those laid on by the government were the only ones we had to pay, we might more easily discharge them; but we have many others, and much more grievous to some of us. […]